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Firm-stated payout terms, side by side, with sources. Eleven prop firms’ official payout policies — eligibility, cadence, split, minimums, methods, fees, and processing time — pulled from their own help centers and policy pages. These are stated policies, not proof anyone got paid.
11firms checked (official policy sources)
5offer daily or on-demand requests on at least one plan
8route payouts through Rise/Riseworks on at least one method
6rows carry a source gap or re-check flag
11 of 11 firms shown
Rows to inspect first
- Visible payout gate: Apex (50% consistency + safety net + 6-payout cap), E8 Signature (35% best-day + buffer + caps), Tradeify Growth (35% consistency + reconciliation window), Blue Guardian (payout caps on early payouts). Read the gate before counting on the cadence.
- Needs re-check: My Funded Futures — MFF’s own payout overview and its newer Flex plan guides state different Flex caps/minimums; both values shown in the row notes.
- Source gap: E8 Markets and FundedNext (methods/timing or split not stated in checked policy sources), FTMO, The5ers and TradeDay (split % not captured). Gap chips mark exactly what the checked source didn’t state — nothing is inferred.
- Scope labels matter: most rows describe one account path (e.g. Topstep XFA, Funding Pips 2 Step Standard). Other plans at the same firm can differ. Open the row notes for per-plan detail.
These labels come from the rubric below the board — they flag what to verify, not which firm to choose. Nothing here is trading or financial advice.
| Firm | Scope (checked path) | First payout eligibility | Cadence | Split | Minimum | Methods | Stated fees | Stated processing | Transparency | Source (checked) |
|---|---|---|---|---|---|---|---|---|---|---|
| Topstep | Express Funded Account | Standard: 5 winning days of $150+. Consistency path: 3 days, 40% target | Per policy path; request via dashboard | 90/10 | $125 | Prop-to-brokerageAeropayWiseACHWire | ACH $30; Wire $30; others no Topstep fee | Approval 1–3 business days; rail same-day to 5–10 business days | documented | Topstep policy (Jul 2, 2026) |
| Apex Trader Funding | EOD Performance Account | 5 qualifying trading days + safety net (drawdown + $100) | Up to weekly | 100% on approved EOD payouts | $500 | ACH (US)Plane (intl) | Not stated in checked source | Review ≤2 business days; sent 3–4; bank posts 3–7 | documented | Apex EOD payouts (Jul 2, 2026) |
| Tradeify | Growth & Lightning Funded | Growth: 5 profitable days + 35% consistency. Lightning: no minimum days if profit goal + consistency met | Daily reconciliation window (6–8 p.m. ET) | 90% of requested amount | Account-size specific (no universal minimum) | Rise (primary)Plane (alt) | Not stated in checked source | 24–48h after processing (up to 72h off-hours); Rise bank 1–3 days, crypto hours | documented | Tradeify Growth (Jul 2, 2026) |
| My Funded Futures | Rapid / Flex / Pro plans | Rapid: 24h after first trade (buffer + min profit). Flex: 5 winning days. Pro: 14 days from first trade | Rapid daily; Pro every 14 days | Rapid 90/10; Flex live 80/20 | Rapid $500 after buffer; Flex $250–$500 (conflicting sources); Pro $1,000 | Riseworks → bankRiseworks → crypto | Trader-side gateway fees not stated | Most approvals instant; manual review 6–12 business hours | documented needs re-check | MFF overview (Jul 2, 2026) |
| FTMO | FTMO Account reward | Request on day 14+ after first placed trade; positions closed | On request after day 14 | source gap | $20 closed profit (wire) / $50 (crypto) | Bank wireVisa/MC send ≤$20KSkrill ≤$3KCrypto | Skrill 3%; crypto 3%; card free; bank varies | Review 1–2 business days; sent 1–2 business days after invoice approval | documented | FTMO FAQ (Jul 2, 2026) |
| The5ers | Funded account withdrawals | 14 days after funded account activation | Every 2 weeks from last approved withdrawal | source gap | $150 after profit split | RiseCryptoBankHub Credits | 3.5% commission (Rise/crypto/bank); Hub Credits 0% | Typically 5–8 business days after approval | partial | The5ers help (Jul 1, 2026) |
| E8 Markets | Signature / One / Pro | Signature: 35% best-day + $100 min. One: 40% best-day + net payout > 50% daily DD. Pro: daily with 1% profit | On-demand by product; Signature needs 5 profitable days between payouts | Signature 80%; One 80–100%; Pro 80/100% | $100 (Signature) | weak source bank / crypto / pay-to-card per marketing page only | source gap | source gap | partial | E8 on-demand (Jul 3, 2026) |
| FundedNext | Performance reward (incl. Stellar Instant) | Transfer to FundedNext Wallet + KYC | source gap | source gap | source gap | USDT/USDCConfirmoRiseWorksTC Pay (Iran) | Trader covers gateway fees | Usually within 24 hours | partial | FundedNext help (Jul 2, 2026) |
| Funding Pips | 2 Step Standard Master Account | Cycle starts from first executed trade; On Demand needs 35% consistency + 2% of account size | Weekly (60%), bi-weekly (80%), monthly (100%), or on-demand (90%) | 60–100% by chosen cycle | 1% of account size (card/crypto); $500 Rise/bank | CardCrypto USDT/USDCRiseBank | Crypto service/network fees deducted | 1–3 working days + 1–2 to reflect; Pay-to-Card instant/30 min in listed regions | documented | Funding Pips 2SS (Jul 3, 2026) |
| Blue Guardian | CFD funded + Futures plans | CFD: min trading days + 14 calendar days from first trade. Futures Rapid: no minimum days | CFD every 14 days (7 with add-on); Futures Rapid every 3 days | CFD 80–95% by plan; Futures 100% first $15K then 90% | CFD crypto $100 / Rise $500; Futures $500 | Crypto (<$2K)Rise | 2% processing fee on all payouts | Within 24 business hours; futures requests Mon–Fri before 3 p.m. CT | documented | BG Futures policy (Jul 3, 2026) |
| TradeDay | Funded Sim / Funded Live | Buffer Zone cleared before requesting | On request (business days) | source gap | $250 | Riseworks | Not stated in checked source | Requests before 5:30 p.m. CT processed within 24h on business days | partial | TradeDay help (Jul 1, 2026) |
Per-firm evidence notes
Topstep — paths, methods and fees
- Express Funded Account has two payout paths: Standard (5 winning days of $150+ net P&L) and Consistency (3 traded days with a 40% consistency target, resets after each payout). Minimum payout $125; requests take 50% of account balance up to a cap.
- Method table: Prop-to-Brokerage (US only, same day if requested by 12 p.m. CT, no fee), Aeropay (US banks, instant after approval), Wise (intl/domestic, 1–3 business days), ACH (US, 1–3 days, $30), Wire/SWIFT (intl, 5–10 days, $30). Payouts only to a bank account in the trader’s own name; W-9/W-8BEN required.
- Split stated as 90/10 in the checked policy, with a lifetime-profit note for accounts predating January 12, 2026.
- Sources: payout policy, XFA parameters. Checked Jul 1–2, 2026.
Apex Trader Funding — EOD gate detail
- EOD Performance Account: up to weekly payouts after at least 5 qualifying trading days; $500 minimum; 50% consistency rule; only profit above the safety net (drawdown limit + $100) is eligible; maximum six payouts per Performance Account, with caps by account size and payout number.
- Approved EOD payouts are stated at a 100% payout split in the checked source.
- US payouts via ACH direct deposit (use the ACH routing number, not wire); international via Plane after first payout approval. Review within 2 business days; approved funds sent within 3–4 business days; banks typically post within 3–7.
- Sources: EOD payouts, payout method info. Checked Jul 1–2, 2026.
Tradeify — Growth vs Lightning
- Growth Funded: 35% consistency rule, at least 5 profitable trading days with size-specific minimum daily profit, daily reconciliation between 6–8 p.m. ET, payout caps and minimum balances that vary by account size and payout number — there is no single universal minimum. Trader receives 90% of the requested amount.
- Lightning Funded: no minimum trading-day count if the profit goal and consistency rule are met; consistency is 20% for the first payout, then 25%/30% for accounts purchased after Sep 12, 2025, 8 a.m. ET (older accounts keep prior terms).
- Methods: Rise is the primary payout method (government ID, selfie, bank or crypto wallet, SSN/ITIN or tax ID; funds appear in the Rise wallet 24–48h after approval; bank 1–3 business days, crypto usually hours). Plane is the alternative when Rise is unavailable — setup can take about a week.
- Sources: Growth policy, Lightning policy, Rise payouts. Checked Jul 2, 2026.
My Funded Futures — plan detail and the Flex source conflict
- Rapid: daily payouts, first eligible 24h after first trade once the buffer ($2,100/$3,100/$4,600 by size) and minimum profit are met; $500 minimum after buffer; 90/10; no consistency rule.
- Pro: request every 14 calendar days from first trade; $1,000 minimum.
- Flex conflict (needs re-check): MFF’s payout overview (Feb 22, 2026) lists Flex minimum $250 with caps up to $3,000/$5,000, while the newer Flex plan guides (May 14, 2026) state the caps were “reduced” to $1,000 (25K) / $2,000 (50K) with minimums $250/$500. Both are live MFF pages; the newer guides describe the update explicitly. Confirm in the dashboard before relying on either.
- Delivery: KYC → Riseworks account → request; withdraw via bank transfer or crypto; processing 6–12 business hours excluding holidays.
- Sources: payout overview, Flex 50K guide, Flex 25K guide. Checked Jul 2, 2026.
FTMO — reward mechanics
- Request a reward in Account MetriX on the 14th day (or later) after the first placed trade; all positions and pending orders closed; review 1–2 business days; reward typically sent 1–2 business days after invoice approval.
- Methods: bank wire, Visa Direct / Mastercard Send (up to $20,000), Skrill (up to $3,000, 3%), crypto (3%). Minimum closed profit: $20 (wire) / $50 (crypto). Bank transfers unavailable in some countries per FTMO’s FAQ.
- The profit split percentage was not stated in the checked FAQ pages — split is marked as a source gap rather than inferred.
- Sources: withdraw FAQ, payment methods FAQ. Checked Jul 1–2, 2026.
E8 Markets — per-product gates
- Signature: 80% performance share, 35% best-day rule, $100 minimum, 5 profitable days (0.3%+ realized) between payouts after the first, EOD dynamic-drawdown buffer, and payout caps by size and payout number ($1,000–$5,250 range).
- E8 One: 40% best-day rule and net payout greater than 50% of daily drawdown; payout share 80/90/100%; payout reduces balance while the drawdown loss level does not reset (E8 suggests keeping a 2–3% reserve).
- E8 Pro: no caps or consistency rules; daily requests with at least 1% profit between cycles; each cycle splits 50% payout / 50% buffer before the selected share.
- Methods appear only on E8’s marketing trader-stories page (bank, crypto, pay-to-card) — kept as a weak-source note, and no processing-time policy source was found. Both are source gaps, not findings.
- Sources: payout on demand, Signature Forex, E8 Pro. Checked Jul 1–3, 2026.
FundedNext, Funding Pips, The5ers, Blue Guardian, TradeDay
- FundedNext: performance-reward withdrawals via USDT/USDC, Confirmo, RiseWorks (TC Pay for Iran); usually processed within 24 hours; trader covers gateway fees; cadence and split not stated in the checked articles. Source (Jul 2, 2026).
- Funding Pips (2 Step Standard): choose a reward cycle — Weekly 60%, Bi-Weekly 80%, Monthly 100%, or On Demand 90% (35% consistency score, 2% of account size minimum). Global minimum 1% of account size (card/crypto); Rise and bank transfer need $500. Requests processed 1–3 working days plus 1–2 to reflect; Pay-to-Card is instant/30 min in supported regions. Other Funding Pips models use different splits/cycles. 2 Step Standard, rewards article (Jul 3, 2026).
- The5ers: first withdrawal 14 days after activation, then every 2 weeks; $150 minimum after split; Rise/crypto/bank at 3.5% commission, Hub Credits at 0%; approved requests typically processed in 5–8 business days; split % not stated in the checked page. Source (Jul 1, 2026).
- Blue Guardian: CFD funded accounts — eligibility after minimum trading days + 14 calendar days from first trade, then every 14 days (7 with the add-on); splits 80–95% by plan; crypto $100 min (amounts under $2,000), Rise $500 min; 2% processing fee; 24-business-hour processing. Futures — 100% of first $15,000 then 90%; Rapid every 3 days with no minimum days; $500 minimum; Riseworks; early payouts capped by size. Early-payout caps and per-plan consistency detail in the futures policy and CFD article (Jul 3, 2026).
- TradeDay: dashboard request (sim) or email (live); Buffer Zone must be cleared; $250 minimum; Riseworks required; requests before 5:30 p.m. CT processed within 24h on business days; split % not stated. Source (Jul 1, 2026).
How to read this board
Every value is a firm-stated claim from the firm's own help center or policy page — the strongest public source for what a firm says it does, and no evidence of what it actually does. "Eligibility" is what unlocks your first request; the real friction usually lives in the gate (consistency rules, buffers, safety nets, caps), not the cadence. Scope labels matter: a row describes the checked account path, and the same firm's other plans can differ substantially.
Transparency grade rubric
Grades score only how much of the payout policy is publicly documented in the checked sources, across six components: eligibility rules, cadence, minimums, methods, fees, and processing time. Documented = 5–6 of 6 visible. Partial = 3–4. Opaque = 0–2. A "documented" grade is not an endorsement and says nothing about whether payouts arrive — only that the firm publishes its terms. Gap chips mark the exact components the checked source didn't state.
Sources, freshness and corrections
How we check payouts, source order, and verification labels follow the sitewide Payout Verification Methodology. Facts were captured July 1–3, 2026 from the linked official pages; payout terms change frequently, so re-check the source before acting on any row. Firms can request corrections or provide a response via our contact page — we update rows against official sources. A future version of this benchmark may add community-reported payout patterns in a clearly separated, labeled section; nothing on this page currently reflects trader reports.
Commercial note: This page currently has no signup links, paid placements, sponsored rows, or monetized routing. Editorial rows and grades are built from official sources. This page is information, not trading or financial advice.
