Key takeaways
The5ers is our cheapest prop firm overall because its High Stakes $2.5K evaluation is $19 one-time with no code, $0 activation, no platform fee and 70% of the fee returned with the first payout, on a published 4.7/5 Trustpilot score (38,584 reviews).
Read the full summary
The5ers is our cheapest prop firm overall because its High Stakes $2.5K evaluation is $19 one-time with no code, $0 activation, no platform fee and 70% of the fee returned with the first payout, on a published 4.7/5 Trustpilot score (38,584 reviews). Tradeify Growth 25K is the cheapest one-time futures evaluation among the firms priced in this post ($59 with SEP to September 30, $99 list, $0 activation, $60 reset); Across every futures firm we priced, DayTraders.com 25K Static is cheaper still at $40 plus a $5 activation, $45 to first payout; it is ranked in our cheapest futures prop firms guide. TradeDay Quick Pay is the cheapest monthly at $45 and the cheapest $50K per dollar of drawdown ($59 a month, $2,000 drawdown). MyFundedFutures Builder 25K ($63 with CLUB) has the best review score at 4.9. FundingPips 2 Step Pro $5K ($29, $23.20 with HELLO) and FundedNext Stellar Lite $5K ($32.99, $29.69 reset) are the cheapest forex evaluations with huge published review bases, and FTMO’s 2-Step (€89) is the only fee refunded in full at the first reward. Alpha Capital ($27), Goat Funded Trader ($17 instant), Phidias ($69.25 with Q4PUSH) and Maven Trading ($13) are cheaper on the sticker but have their Trustpilot rating hidden. Apex ($16.70 plus $59 activation), Bulenox ($175 plus $148 activation), Topstep ($49 a month plus $149 activation) and Blue Guardian ($11 for one capped payout) are the cautionary entries: the sticker is not the cost.
Freshness: Every fee, code, rule and payout term below was read from each firm’s live pricing page, checkout and help center on September 27, 2026. Firms change prices and codes weekly, so confirm on the firm’s site before paying.
Editorial disclosure. BestProps has no affiliate or sponsor relationship with any firm in this post (The5ers, Tradeify, TradeDay, MyFundedFutures, FundingPips, FundedNext, FTMO, Alpha Capital Group, Goat Funded Trader, Phidias, Maven Trading, Apex Trader Funding, Bulenox, Topstep, Blue Guardian or DNA Funded), and the discount codes shown are uncompensated: nobody pays us if you use them, and no firm paid for placement or reviewed this post. This is desk research on live pricing pages and checkouts; we did not buy an account at every firm. Full policy: affiliate disclosure.
Quick picks for the cheapest prop firms in 2026
Cheapest overall: The5ers High Stakes $2.5K. $19 one-time, no code, $0 activation, and 70% of the fee is paid back into the funded account with the first payout. It is the only sub-$20 evaluation in this post from a firm whose Trustpilot rating is actually published.
- Cheapest one-time futures evaluation among the firms priced in this post: Tradeify Growth 25K. $59 with SEP through September 30 ($99 list), $0 activation, $60 reset, free Level 1 data, no rebill. Across every futures firm we priced, DayTraders.com 25K Static is cheaper still at $40 plus a $5 activation, $45 to first payout; it is ranked in our cheapest futures prop firms guide.
- Cheapest monthly and cheapest $50K per dollar of drawdown: TradeDay Quick Pay Intraday. $45 a month (25K) or $59 a month (50K, $2,000 drawdown) with TDNEW, $0 activation, $45 reset.
- Best review score at a cheap price: MyFundedFutures Builder 25K. $63 with CLUB ($105 list), $0 activation, 4.9/5 on 22,008 reviews.
- Cheapest forex evaluation with weekly payouts: FundingPips 2 Step Pro $5K. $29 ($23.20 with HELLO), weekly 80% rewards, 69,372 reviews at 4.5.
- Cheapest with a real discounted reset: FundedNext Stellar Lite $5K. $32.99, reset $29.69, 80,192 reviews at 4.5.
- Cheapest net of refund: FTMO 2-Step $10K. €89 (about $101), 100% refunded with the first reward, no other fees.
- Cheapest instant funded account: Goat Funded Trader Instant HERO $5K at a flat $17, with a hidden Trustpilot rating and a 3% payout fee.
- Cautionary entries: Apex ($16.70 plus $59 activation), Bulenox ($175 plus $148 activation), Topstep ($49 a month plus $149 activation) and Blue Guardian ($11, one $250-capped payout, then closed).
How we ranked the cheapest prop firms by all-in cost to first payout
Every page-one “cheapest prop firm” article compares the sticker price of the smallest account, and every one is written by a prop firm. We priced two products at each of sixteen firms (the cheapest SKU and the product closest to $50K), opened the checkout, and stacked everything paid before the first payout lands:
All-in to first payout = evaluation fee (one cycle, or two if monthly) + activation or funded-account fee + one reset (or a second purchase where no reset exists) + mandatory data and platform fees + payout fee
Normalised cost = all-in ÷ (maximum drawdown in dollars ÷ 1,000)
- Two scenarios. Scenario A is a first-try pass at the price you can get today (public promo code applied, list price in brackets, one monthly cycle). Scenario B adds one reset, a second purchase where no reset is sold, or a second monthly cycle at list.
- Per $1,000 of drawdown. A $13 account with $60 of loss room is not cheaper than a $59 account with $1,000, so we divide the scenario A cost by the maximum drawdown in dollars.
- Payout side counted. Profit split, first-payout minimum and cap, the payout fee and whether the fee is refunded, and when. A 3% payout fee and a fourth-payout refund are costs a sticker price never shows.
- “Not published” stays “Not published.” Where a firm’s pages say nothing about a fee, we record the gap rather than assume $0. Only an explicit statement earns a $0 cell.
- Trust gate. A firm needs a published Trustpilot score to rank in the top tier; a hidden rating drops it below every published one regardless of price. Videos are from the firm’s own channel only.
Five of the sixteen cheapest prop firms we checked have their Trustpilot rating hidden. Phidias, Maven Trading, Alpha Capital Group, Goat Funded Trader and Blue Guardian all show Trustpilot’s “rating is unavailable due to a breach of our guidelines” banner. Three of the five publish page-one “cheapest prop firm” articles that rank their own product first. We list each with its review count and no score.
DNA Funded was priced but not ranked because new orders are paused (see also checked).
Cheapest prop firms compared on fees, activation, resets, splits and cost per $1,000 of drawdown
Ranked by scenario A all-in cost per $1,000 of drawdown within three tiers: firms with a published Trustpilot rating whose sticker is close to the real cost, firms with a hidden rating, then the four cautionary products whose sticker is not the cost. All cells reflect the firm’s live pages and checkout on September 27, 2026.
Cheapest prop firms ranked by all-in cost to first payout
Promo prices show the code with the list price in brackets. A is a first-try pass at today’s price on the floor product, B adds one reset or re-buy (or a second monthly cycle at list); the figure after the semicolon is scenario A on the ~$50K product.
| # | Product (asset) | Billing | Eval price today (code, list) | Activation; reset | All-in to first payout A / B (floor); $50K A | Trustpilot |
|---|---|---|---|---|---|---|
| 1 | The5ers High Stakes (forex) | One-time | $19, no code | $0 explicit; no reset, re-buy $19 | $19 / $38 (net $5.70 after refund); $249 | 4.7, 38,584 |
| 2 | Tradeify Growth (futures) | One-time | $59 SEP to Sep 30 ($99 list) | $0 explicit; $60 (50K $95), never discounted | $59 ($99) / $119; $87 ($145) | 4.4, 4,828 |
| 3 | TradeDay Quick Pay Intraday (futures) | Monthly until pass or cancel | $45/mo TDNEW ($100/mo list) | $0 explicit; $45 (50K $59); rebills every 30 days | $45 ($100) / $90, one cycle; $59 ($131) | 4.6, 1,439 |
| 4 | MyFundedFutures Builder (futures) | One-time | $63 CLUB ($105 list) | $0 explicit; Not published (re-buy) | $63 ($105) / $126; $92 ($153) | 4.9, 22,008 |
| 5 | FundingPips 2 Step Pro (forex) | One-time | $23.20 HELLO, first buy ($29 list) | Not published (none at checkout); $24.65 (15% off re-buy) | $23.20 ($29) / $47.85; $179.20 ($224) | 4.5, 69,372 |
| 6 | FundedNext Stellar Lite (forex) | One-time | $32.99, no code | $0 explicit; $29.69 (50K $206.99) | $32.99 / $62.68; $229.99 | 4.5, 80,192 |
| 7 | FTMO 2-Step (forex) | One-time | €89 (~$101); 1-Step €79 (~$90) | $0 explicit; no reset, re-buy | $101 / $202 (net $0 after refund); $393 | 4.8, 53,155 |
| 8 | Alpha Capital Group Alpha Pro 6% (forex) | One-time | $21.60 ALPHA20 to Sep 30 ($27 list) | $0 explicit; no reset, re-buy | $21.60 ($27) / $43.20; $173.60 ($217) | Hidden (breach banner), 21,783 |
| 9 | Goat Funded Trader Instant HERO (forex, instant) | One-time | $17 flat, no code ($58 list) | Not published; $15.81 (93% re-buy) | $17 / $32.81, plus 3% of the first reward; $196 ($357) | Hidden (breach banner), 4,338 |
| 10 | Phidias 25K Express to Live one-time (futures) | One-time | $69.25 Q4PUSH ($277 list) | $0 explicit; no E2L reset, re-buy (50K reset $116) | $69.25 ($277) / $138.50; $116 ($580) | Hidden (breach banner), 331 |
| 11 | Maven Trading Standard 3-Step (forex) | One-time | $11.70 ETERNAL ($13 list) | Not published; no reset, re-buy | $31.70 ($33) / $43.40, incl. $20 Rise fee; $191 ($210) | Hidden (breach banner), 5,214 |
| 12 | Apex Trader Funding 25K Intraday Standard (futures, cautionary) | One-time, 30-day access | $16.70 SAVENOW ($167 list) | $59 on pass, not discountable; no resets, re-buy | $75.70 ($226) / $92.40; $83.90 ($308) | 4.2, 21,141 |
| 13 | Bulenox Qualification 50K (futures, cautionary) | One-time, 30-day access | $94 Momentum 25K, no code shown | $148 on pass (classic) or $0 (Momentum); $78, does not extend 30 days | $94 / $188; $323 ($175 + $148) | 4.7, 1,801 |
| 14 | Topstep 50K Combine Standard (futures, cautionary) | Monthly until pass or cancel | $49/mo Standard (smallest size 50K) | $149 on pass (Standard) or $0 (NAF); $49 or free credit with rebill | $198 / $247; NAF path $95 / $190 | 3.6, 14,862 |
| 15 | Blue Guardian Instant Starter (forex, instant, cautionary) | One-time | $11 BG25 ($14.67 checkout, $27 struck) | Not published; Not published; Starter cannot be re-bought | $17.75 ($21.42) / no re-buy, incl. 3% fee; $119.25 ($151) | Hidden (breach banner), 2,102 |
Cheapest prop firms by product fees, payout gate and cost per $1,000 of drawdown
Same fifteen products in the same order: floor and ~$50K fees, the fees outside the sticker, the funded-stage payout gate, and the scenario A cost per $1,000 of drawdown at each size.
| Product | Floor size and fee | ~$50K fee | Data, platform, payout fee | Split and first-payout gate | $ per $1K drawdown, A (floor / $50K) |
|---|---|---|---|---|---|
| The5ers High Stakes | $2.5K: $19 list, no code | $249 | MT5 $0; 3.5% payout commission | 80%; 14 days after funding, $150 min, 3 profitable days per step; 70% of fee refunded at first payout | $76 / $62 |
| Tradeify Growth | $25K: $99 list, $59 SEP (to Sep 30) | $145 list, $87 SEP | L1 data $0; Rise $0 | 90/10; 5 days over $100, 35% consistency, $26,500 balance, $1,000 cap | $59 / $43.50 |
| TradeDay Quick Pay Intraday | $25K: $100/mo list, $45/mo TDNEW | $131/mo list, $59/mo TDNEW | L1 data $0; US wire $0 | 50/50 until $4,000 profit, then 80/20; day one, $250 min | $45 / $29.50 |
| MyFundedFutures Builder | $25K: $105 list, $63 CLUB | $153 list, $92 CLUB | No data fee itemised; Riseworks fee Not published | 80/20; $1,100 buffer, 2 qualifying days, 50% consistency, $1,000 cap | $63 / $46 |
| FundingPips 2 Step Pro | $5K: $29 list, $23.20 HELLO (first buy) | $224 list, $179.20 HELLO | MT5 $0, cTrader +$20; payout fee Not published | 80% weekly; 7 days after first trade, 1% of account min; no refund on Pro | $77 / $60 |
| FundedNext Stellar Lite | $5K: $32.99, no code | $229.99 | MT5 $0, cTrader +$25; up to 3.5% payout fee | 80% then 90%; first reward 21 days after first trade, $20 min; fee back at 3rd reward | $82 / $57.50 |
| FTMO 2-Step | $10K: €89 (~$101); 1-Step €79 (~$90) | €345 (~$393); 1-Step €319 | All platforms $0; withdrawal fee $0 | 80% then 90%; day 14 after first trade; 2-Step fee 100% refunded at first reward | $101 / $79 (net $0) |
| Alpha Capital Group Alpha Pro 6% | $5K: $27 list, $21.60 ALPHA20 (to Sep 30) | $217 list, $173.60 ALPHA20 | All platforms $0; payout fee Not published | 80%; on-demand at 2% gross profit plus 40% Best Day | $72 / $58 |
| Goat Funded Trader Instant HERO | $5K: $58 list, $17 flat, no code | $357 list, $196 GFT45 | All platforms $0; 3% payout fee | 90%; 6 valid 0.5% days, 15% consistency, $100 min, 14-day cycle; fee back at 4th payout | $68 / $78 |
| Phidias 25K Express to Live one-time | $25K: $277 list, $69.25 Q4PUSH | 50K Fundamental $580 list, $116 Q4PUSH | CME top-of-book $0; Rise fee Not published | Fixed $1,000 bonus at 80/20 after a second $1,500 target on a $500 static drawdown | $138.50 / $46.40 |
| Maven Trading Standard 3-Step | $2K: $13 list, $11.70 ETERNAL | $190 list, $171 ETERNAL (1-Step $170) | Match Trader, MT5 $0; Rise payout $20 | 80% every 10 business days; $10,000 per 30-day cap; fee back at 3rd withdrawal | $528 / $127 |
| Apex Trader Funding 25K Intraday Standard | $25K: $167 list, $16.70 SAVENOW | $249 list, $24.90 SAVENOW | L1 data $0; payout fee Not published | 100% of approved amount; 5 × $100 days, Safety Net + $500 min, 50% best day, $1,000 cap | $75.70 / $42 |
| Bulenox Qualification 50K | $25K Momentum: $94, no activation | $175 list + $148 activation (Momentum 50K $143) | CME non-pro data $0; transfer fee $0 | 100% of first $10,000; 10 days, $2,600 reserve, $1,000 min, 40% consistency, $1,500 cap | $94 / $129 |
| Topstep 50K Combine Standard | $50K: $49/mo (smallest size) | $49/mo + $149; No Activation Fee path $95/mo ($85 with DLL) | L1 data $0; Aeropay $0, ACH $30 | 90/10; 5 winning days of $150+, $125 min, $2,000 cap | $99 / $47.50 |
| Blue Guardian Instant Starter | $5K: $14.67 checkout, $11 BG25 ($27 struck) | 2 Step Nano $127 list, $95.25 BG25 | All platforms $0; 3% payout fee | 90% once: 5 profitable days, 15% consistency, $250 cap, then account closed | $71 / $24 |
Futures buyers who want the deeper per-product cost stack should read our cheapest futures prop firms guide, which prices firms not in this post; the ranked first-cycle cost board lives at cheapest by true cost. This post is the cross-asset view.
The5ers is the cheapest prop firm overall with its $19 High Stakes $2.5K evaluation
Verdict: High Stakes $2.5K (NEW tier) is $19 one-time with no code, an explicit $0 activation fee and 70% of the fee paid back with the first payout, on a 4.7/5 profile of 38,584 reviews. The trade-off is $250 of total loss room, two phases with three profitable days each and a 3.5% payout commission.
Video: “Industry’s Lowest $100K for Only $149 Program – The5ers,” The5ers official YouTube channel, 2026-07-23. Source type: vendor-produced. Why selected: The only pricing video on The5ers’ official channel; it covers the Summer Plan promo, not the $19 High Stakes floor.
The High Stakes selector prices the $2.5K NEW tier at $19 one-time (Classic $22, $5K $39, $50K NEW $249) with no promo code on September 27, 2026. Activation is $0 by the firm’s FAQ, cTrader adds $10, and there is no reset: a breach means a new $19 purchase. Our record: The5ers status.
Two steps (10% then 5%) each need three profitable days of at least 0.5%; the funded account pays 80/20, first request 14 days after activation, $150 minimum, with a 3.5% commission on payouts. 70% of the fee is refunded in cash with the first payout.
Trader sentiment: 38,584 Trustpilot reviews on September 27, 2026, 4.7/5. Praise: fast, on-time payouts; responsive support; clear rules. Complaints: MT5 price-feed discrepancy complaints from late September 2026; a Phase-2 termination for alleged copy trading. More context: The5ers pulse.
- Choose it when: you want the lowest sticker price in forex with a published rating and most of the fee back at the first payout, and can hit 10% then 5% inside a $250 loss box.
- Watch out for: there is no reset, the 80% split on a $250 target leaves about $193 after commission, and the first payout waits 14 days after funding.
- Current offers: see our The5ers deals page.
Tradeify is the cheapest futures prop firm in this post on a one-time fee with Growth 25K
Verdict: Growth 25K is $99 list, $59 with code SEP through September 30, 2026, with an explicit $0 activation fee, free Level 1 data, a $60 reset and no rebill, so $59 to $119 buys a first payout at 90/10, the cheapest one-time futures evaluation among the firms priced in this post. Across every futures firm we priced, DayTraders.com 25K Static is cheaper still at $40 plus a $5 activation, $45 to first payout; it is ranked in our cheapest futures prop firms guide. Growth is cheap because the funded account keeps a 35% consistency rule and a $1,000 first-payout cap; Select 25K costs $10 more and drops the funded rule.
Video: “Ep. 8 | Get Funded in 24 Hours (Tradeify Growth Plan Explained),” Tradeify official YouTube channel, 2026-01-12. Source type: vendor-produced. Why selected: Tradeify TV’s own Growth-plan explainer covers the product this post prices and states “zero activation fees.”
The pricing reference and homepage cards agree: Growth 25K $99 list / $59 with SEP (ends September 30, 11:59 PM EST), Growth 50K $145 / $87, Select 25K $109 / $65, Select 50K $165 / $99. Activation is $0 on every product, resets are fixed at $60 (Growth 25K) and $95 (Growth 50K) and never discounted, and all plans are one-time. Our record: Tradeify rules.
Growth pays 90/10 after five profitable days of more than $100 (25K), a 35% consistency check and a balance of at least $26,500; the first payout is capped at $1,000, paid through Rise with no Tradeify-side fee. See Tradeify payouts.
Trader sentiment: 4,828 Trustpilot reviews on September 27, 2026, 4.4/5. Praise: fast support with named agents; payouts described as fast and transparent. Complaints: funded accounts removed during KYC or compliance review with no rule cited (several one-star reviews in late September 2026). More context: Tradeify pulse.
- Choose it when: you trade futures, want a one-time price with no activation or renewal charge and a published rating, and can live with a capped, consistency-gated first payout.
- Watch out for: the EOD trailing drawdown is enforced in real time against open P&L, and the reset is never discounted.
- Current offers: see our Tradeify deals page.
TradeDay is the cheapest monthly prop firm and the cheapest $50K per dollar of drawdown
Verdict: Quick Pay Intraday 25K is $45 a month with code TDNEW ($100 list), $0 activation and a $45 reset, and the 50K is $59 a month ($131 list) with $2,000 of drawdown, the lowest cost per $1,000 of drawdown at $50K in this post. It ranks below the one-time firms because the fee rebills every 30 days and the funded split is 50/50 until the account holds $4,000 of profit.
Video: “Henry's Story – The Best Prop Firm for Getting Paid,” TradeDay official YouTube channel, 2026-09-07. Source type: vendor-produced. Why selected: TradeDay’s channel has no pricing video; this trader-story interview about day-one payouts is the closest official piece.
Homepage cards on tradeday.com show “Now 55% OFF! Accounts from just $45!” with TDNEW: Quick Pay Intraday 25K $100 to $45 a month, 50K $131 to $59, resets $45 / $59, “No activation fee” on every card. Whether TDNEW applies to the renewal is not published, so a second cycle is $100 / $131 at list. Our record: TradeDay rules.
Quick Pay Funded Sim pays from day one, $250 minimum, within 24 hours on business days, at 50/50 until profit exceeds $4,000 and 80/20 above it. See TradeDay payouts.
Trader sentiment: 1,439 Trustpilot reviews on September 27, 2026, 4.6/5. Praise: daily payouts approved within hours; simple rules. Complaints: a billing dispute over a CoPilot subscription charged after cancellation. More context: TradeDay pulse.
- Choose it when: you can pass inside one 30-day cycle, want the most drawdown per dollar at $50K, and accept a 50/50 split on the first $4,000.
- Watch out for: the fee is non-refundable and rebills every 30 days, and the $1,000 intraday-trailing drawdown is the tightest of the 25K variants.
- Current offers: see our TradeDay deals page.
MyFundedFutures is the cheapest prop firm with a 4.9 Trustpilot score on Builder 25K
Verdict: Builder 25K is $105 one-time, $63 with the lifetime code CLUB, with an explicit $0 activation fee and no data fee, on the highest-rated profile in this post (4.9/5, 22,008 reviews). It is cheap because Builder is the restricted plan: 80/20, a 50% consistency rule on every funded payout cycle and a $1,000 cap per payout; Rapid 25K is $145 / $87 for 90/10 daily payouts with no funded rule.
Video: “Episode 08 – MFFU Plans Explained 📈,” MyFundedFutures official YouTube channel, 2026-07-05. Source type: vendor-produced. Why selected: MFFU’s official plans explainer; it predates the August 2026 move to one-time pricing, so ignore any price it mentions.
The Builder plan page and checkout show Builder 25K $105 one-time / $63 with CLUB, Builder 50K $153 / $92, Rapid 50K $209 / $125; the logged-out checkout renders CLUB at 50% ($52.50) for a first eval. All purchases since August 25, 2026 are one-time with $0 activation; no reset price is published. Our record: MyFundedFutures rules.
Builder pays 80/20 every 48 hours after clearing a $1,100 buffer, two qualifying days and 50% consistency, capped at $1,000 per payout on 25K; Rapid pays 90/10 daily with no consistency rule. See MyFundedFutures payouts.
Trader sentiment: 22,008 Trustpilot reviews on September 27, 2026, 4.9/5. Praise: named support agents resolving issues within minutes; payouts arriving in seconds. Complaints: funded accounts breached or closed for reasons traders dispute; KYC and device-sharing bans. More context: MyFundedFutures pulse.
- Choose it when: you want the strongest published review base at a one-time price, and a capped 80/20 payout ladder is acceptable.
- Watch out for: no reset price is published and Rapid has no reset, so a breach doubles the cost; a seven-day inactivity rule applies even to sim-funded accounts.
- Current offers: see our MyFundedFutures deals page.
FundingPips is the cheapest prop firm with weekly payouts on its 2 Step Pro $5K
Verdict: 2 Step Pro $5K is $29 one-time at checkout ($23.20 with the first-purchase code HELLO), the cheapest of its three 2 Step variants, on a 4.5/5 profile of 69,372 reviews. Pro buys the price with a 6% static max loss ($300), an 80% weekly split and no fee refund; the activation fee is not published and a Phase 1 reset is a 15%-off re-buy at $24.65.
Video: “FundingPips Pro is crafted for traders looking for a more affordable 2-Step Model 🫵🏻 #fundingpips,” FundingPips official YouTube channel, 2025-04-25. Source type: vendor-produced. Why selected: The only official-channel video about the cost of the exact product priced here, a Short on 2 Step Pro.
The homepage selector and checkout on fundingpips.com price 2 Step Pro at $29 ($5K) and $224 ($50K); 2 Step Standard is $36 / $299 and 2 Step Flex $32 / $269. HELLO takes 20% off a first purchase. No page states an activation fee, so we record it as not published. Resets are discounted re-buys within seven days of a breach; cTrader adds $20. Our record: FundingPips rules.
Pro’s Master Account pays weekly at 80%, first request seven days after the first funded trade. The fee is refunded only on 2 Step Standard; Pro is excluded. See FundingPips payouts.
Trader sentiment: 69,372 Trustpilot reviews on September 27, 2026, 4.5/5. Praise: same-day or within-minutes payouts; responsive named support. Complaints: a refund confirmed in writing after a compliance restriction and then withdrawn. More context: FundingPips pulse.
- Choose it when: you want a sub-$30 two-phase forex evaluation with weekly rewards and can trade inside a 6% static / 3% daily loss box.
- Watch out for: the $29 buys $300 of loss room and an 80% split, the fee is never refunded on Pro, and rewards under $50 cannot be requested.
- Current offers: see our FundingPips deals page.
FundedNext is the cheapest prop firm with discounted resets on Stellar Lite $5K
Verdict: Stellar Lite $5K is $32.99 one-time with no code, an explicit no-additional-fees structure, a $29.69 reset and MT5 at no charge, on a 4.5/5 profile of 80,192 reviews, the largest here. Lite trades an 8% static max loss ($400), an 80% starting split and a 21-day wait to the first reward for its price; the fee comes back only with the third reward.
Video: “Resetting FundedNext Account (FundedNext Explained),” FundedNext official YouTube channel, 2024-01-09. Source type: vendor-produced. Why selected: The only official-channel video about a fee this post prices: resetting a challenge at a discounted price.
On fundednext.com/cfds Stellar Lite is $32.99 ($5K) and $229.99 ($50K); Stellar 2-Step is $59.99 for $6K ($29.99 with START6K). The fee article states “no recurring fees” and no checkout shows an activation line. Resets are about 10% below list ($29.69 Lite $5K, $206.99 Lite $50K); cTrader or Match-Trader add $25. Payouts carry a processing fee of up to 3.5%. Our record: FundedNext rules.
The Lite funded account starts at 80%, first reward 21 days after the first funded trade and every 14 days after. The $32.99 is refunded with the third reward. See FundedNext payouts.
Trader sentiment: 80,192 Trustpilot reviews on September 27, 2026, 4.5/5. Praise: fast, named support agents; quick payouts. Complaints: terminations for alleged copy trading that reviewers deny.
- Choose it when: you want a cheap two-phase forex evaluation with a genuine discounted reset, and a 21-day first-reward wait does not bother you.
- Watch out for: the fee is not returned until the third reward and up to 3.5% plus gateway charges come off every payout.
FTMO is the cheapest prop firm net of refund because the 2-Step fee comes back at the first reward
Verdict: FTMO is a benchmark row, not a floor-price row: the 1-Step $10K is €79 (about $90) and never refunded, while the 2-Step $10K is €89 (about $101) and 100% refunded with the first reward, so a first-try pass costs €0 net, with no activation, platform, recurring or withdrawal fee and a 4.8/5 profile of 53,155 reviews. Every failed attempt is a new full-price Challenge.
Video: “FTMO 1-Step Challenge Explained: All 4 Rules You Must Know,” FTMO official YouTube channel, 2026-03-22. Source type: vendor-produced. Why selected: FTMO’s ow