Key takeaways
Among the best paying prop firms, FXIFY and Apex Trader Funding both pay 100% as bought; FunderPro and AquaFunded follow at 90%. Only Blue Guardian’s $80,000 and FundedNext’s $60,580 claims sit on the firm’s own ledger. A live call-up is a watch-out, not a tier; four ranked firms carry one.
Freshness: checked September 30, 2026. Re-check before you buy.
Editorial disclosure. BestProps has no affiliate or sponsor relationship with any firm in this post (FXIFY, FunderPro, AquaFunded, Blue Guardian, E8 Markets, Hola Prime, FundedNext, Alpha Capital Group, FTMO, The5ers, Topstep, Apex Trader Funding, Tradeify, MyFundedFutures, Lucid Trading, Take Profit Trader, FundingPips, Alpha Futures, Goat Funded Trader or Earn2Trade), and has received no money from any of them. Codes shown are the firms’ own and uncompensated. No firm paid for placement or reviewed this post. Full policy: affiliate disclosure.
Quick answer, the best payout prop firms in 2026
- Highest split as bought: FXIFY 50K, $379, and Apex Trader Funding EOD PA, $590, both 100%. Apex caps each payout and closes after six.
- Highest default split, weekly: FunderPro Pro Weekly Rewards 50K, $419. 90%, four requests in 30 days, no published cap.
- Biggest-payout claim on its own ledger: Blue Guardian, “$80,000 Single Biggest Payout”, row 1 of its Top-10 table.
- Highest per-request cap: Alpha Futures Advanced, $15,000. Cautionary: a firm-acknowledged payout queue.
Most lists answer “highest payout” with an “up to 100%” headline or a cumulative total; neither says what one trader can take out. Our first table sets split, cap, requests and allocation side by side; the second puts each claim next to the firm’s own ledger.
How we ranked the best payout prop firms
- Sources: each firm’s own pages and live Trustpilot profiles, read September 30, 2026.
- Product: one 50K product per firm, buyable today, at list price (The5ers: $100K Bootcamp).
- Order: split as bought, no price uplift; ties go to the highest reachable split (checkout choice, paid option, scaling), then requests in 30 days, then allocation.
- Severity: an intraday-trailing funded floor, a firm-acknowledged payout queue, or conflicting floor values makes a firm cautionary. A live call-up is a watch-out, not a tier.
- Records: claims are quoted verbatim; earned, rewards, virtual or performance-fee figures are never counted as paid.
Per payout = the lower of (split x eligible profit) and the per-payout cap at 50K.
Per 30 days = per-payout ceiling x requests allowed in 30 calendar days x accounts one trader may hold.
No published cap means the figure cannot be computed. It never means unlimited.
Cap and split terms are defined in how prop firm payout caps work; payout speed is covered in best prop firms for fast payouts.
Asset class sets what you can trade, not what you can withdraw, but it narrows the field fast: five firms here are forex/CFD only (FXIFY, FundingPips, FTMO, FunderPro, Alpha Capital Group), seven are futures only (Apex Trader Funding, Topstep, Tradeify, MyFundedFutures, Lucid Trading, Take Profit Trader, Alpha Futures) and six run both (E8 Markets, Hola Prime, The5ers, AquaFunded, Blue Guardian, FundedNext). A futures trader never reaches FXIFY’s 100% split; a forex trader never reaches Apex’s.
What you can withdraw at the best payout prop firms
| Firm and product, 50K list | Split today, and how 90-100% is reached | Per-payout cap at 50K | Requests in 30 days | Max allocation per trader | Max cash per 30 days (formula) | Tier |
|---|---|---|---|---|---|---|
| FXIFY Two Phase Classic, $379 | 80% every 14 days or 100% monthly, picked at checkout | No published cap; $50 minimum | 2 at 80%, 1 at 100% | One account per size; $4M scaling | Not computable, no published cap | Ranked 1 |
| Apex Trader Funding EOD PA, $590 + $129 | 100%; Live lowers it to 90% | $1,500 to $3,000 by payout number; PA closes after 6 | 4 | 20 PAs | $150,000 (first 4 payouts x 20 PAs) | Ranked 2 |
| FunderPro Pro Weekly Rewards, $419 | 90% default; no higher option | No published cap | 4 (weekly) | $200K combined; $5M scaling | Not computable, no published cap | Ranked 3 |
| AquaFunded 2 Step Standard, $239.20 | 90%; 100% with a +15% add-on | None under $100K; 3% fee | 2; 4 with a paid add-on | $400K merged; $4M scaling | Not computable, no published cap | Ranked 4 |
| Topstep XFA, $49/mo + $149 | 90%; higher only in Live, by discretionary call-up | 50% of balance up to $3,000 ($6,000 with DLL offer) | About 5 | 5 XFAs | $75,000 ($150,000 with DLL offer) | Ranked 5 |
| Tradeify Select Flex, $165 | 90%; Elite Live is 80% | 50% of profit up to $2,500 | 4 | 5 funded accounts | $50,000 ($2,500 x 4 x 5) | Ranked 6 |
| Blue Guardian 2 Step Standard, $232 | 85%; 90% with a paid add-on | None at 50K; 3% fee | 2; 4 with a paid add-on | $400K funded; $2M or $4M scaling | Not computable, no published cap | Ranked 7 |
| E8 Markets E8 One, $288 | 80%; 90% or 100% at checkout, price not shown | No published cap | On demand from day 3, 40% best day | $500K per market; $4.1M all products | Not computable, no published cap | Ranked 8 |
| Hola Prime 2-Step Prime Monthly, $383 | 95% on Monthly (+20% price); 80% otherwise | No published cap | 1 on Monthly; 2 on Bi-Weekly | $400K forex; $4M scaling | Not computable, no published cap | Ranked 9 |
| FundedNext Stellar 2-Step, $299.99 | 80%; 90% On-Demand at checkout; 95% add-on | No product cap; method limits | 1 on Standard (first at day 21) | $300K combined; $4M scale-up | Not computable, no published cap | Ranked 10 |
| Alpha Capital Group Alpha Pro 6%, $217 | 80%; 90% with a paid add-on ($239) | No published cap | About 7 at best (40% best day) | $400K per household; $2M growth | Not computable, no published cap | Ranked 11 |
| FTMO 2-Step, €345 | 80%; 90% via Scaling Plan or Prime | No published cap; method limits | 1 confirmed (day 14+) | $400K; $2M scaling | Not computable, no published cap | Ranked 12 |
| MyFundedFutures Pro, $265 | 80%; live “Up to 90%” | “$100,000 Maximum Payout (per user)” | 2 (every 14 days) | Not published for Pro | Not computable, cap basis not stated | Ranked 13 |
| The5ers Bootcamp $100K, $95 + $205 | 50%, rising to 100% at scaling milestones | No published cap; installments above a threshold | 2 (every 14 days) | 4 Bootcamp accounts; $4M scaling | Not computable, no published cap | Ranked 14 |
| Lucid Trading LucidDaily, $136 | 90% flat | None above the $52,100 buffer | About 21 (daily) | 5 funded accounts | Not computable; an $8,000 day moves you live | Cautionary |
| Take Profit Trader PRO, $170/mo + $130 | 80%; 90% only on firm-assigned PRO+ | None above the $52,000 buffer | About 21 (daily) | 5 PRO or PRO+ accounts | Not computable, no published cap | Cautionary |
| FundingPips 2 Step Pro, $249 | 80% weekly or 100% monthly (35% consistency) | No published cap | 4 weekly or 1 monthly | $400K; $2M Prime by invite | Not computable, no published cap | Cautionary |
| Alpha Futures Advanced, $209/mo | 90% flat; live stage lower | $15,000, max 50% of account profit | 4 | 3 Advanced accounts | $180,000 ($15,000 x 4 x 3) | Cautionary |
The formula column is an arithmetic ceiling, not a forecast. Where a cap exists it binds before the split does. Promo prices are in each firm’s block.
Best paying prop firms by payout model, pay-after-pass, evaluation and instant funding
The same split pays very differently depending on how you buy in. With a standard evaluation you pay the whole fee before trading and are paid the funded split only after you pass. With pay-after-pass, part or all of the cost is owed only once you pass. With instant funding there is no evaluation; at both firms shown below, the fee is higher and the account is funded from day one.
None of the 14 ranked products is a pure pay-after-pass plan. AquaFunded lists a Pay After Pass plan among its products, but we did not price it, so it is not in the table. The closest structures defer part of the cost: The5ers Bootcamp ($95 up front, $205 on passing), Apex’s $129 PA activation and Topstep’s $149 Standard-path activation. If the lowest entry cost matters more than the split, start with our cheapest prop firms guide. The instant rows below are sibling products of ranked firms, shown with each firm’s own split and cap.
| Payout model | Firm and product | What you pay up front | Split as bought | Per-payout cap | When the first payout opens | Max cash per 30 days |
|---|---|---|---|---|---|---|
| Evaluation, full fee up front | FXIFY Two Phase Classic 50K | $379 one-time | 100% monthly, or 80% every 14 days | No published cap | One month after the first funded trade at 100% | Not computable, no published cap |
| Evaluation, full fee up front | FunderPro Pro Weekly Rewards 50K | $419 one-time | 90% | No published cap | Weekly, once profit reaches 1% ($500) | Not computable, no published cap |
| Evaluation, full fee up front | AquaFunded 2 Step Standard 50K | $239.20 one-time | 90%; 100% with a +15% add-on | None under $100K | 14 days after the first funded trade | Not computable, no published cap |
| Evaluation, part of the cost owed after you pass | Apex Trader Funding 50K EOD PA | $590, then $129 PA activation after passing | 100% | $1,500 to $3,000 by payout number; PA closes after 6 | 5 qualifying days of $250+ | $150,000 (first 4 payouts x 20 PAs) |
| Evaluation, part of the cost owed after you pass | Topstep XFA, Standard path | $49/month, then $149 charged once per XFA earned | 90% | 50% of balance up to $3,000 | 3 trading days after XFA activation, 40% consistency | $75,000 ($150,000 with DLL offer) |
| Evaluation, part of the cost owed after you pass | The5ers Bootcamp $100K | $95 up front, $205 on passing | 50%, rising to 100% at scaling milestones | No published cap | 14 days after the funded account is activated | Not computable, no published cap |
| Instant funding, no evaluation | Hola Prime Direct 50K (not the ranked product) | $689 at 80% or $829 at 90% | 80% or 90%, bi-weekly | No published cap | Bi-weekly cycle, 20% consistency | Not ranked here |
| Instant funding, no evaluation | Blue Guardian CFD Instant Standard 50K (not the ranked product) | $324 | 80%; 90% with a paid add-on | None at 50K | 20% consistency rule | Not ranked here |
Where the payout money comes from is only partly disclosed. Several firms in the table say their funded accounts are simulated: FunderPro (“Funds allocated are fictitious.”), AquaFunded (“Funded accounts should not be considered live trading accounts”), Blue Guardian (“All accounts provided by Blue Guardian, including funded accounts, are demo accounts”), The5ers, whose site footer says all activity in its Hub is simulated, and Apex, which calls its funded stage the “Sim Phase”, while Hola Prime says its funded account “may represent simulated accounts or live or copied accounts.” None of these firms publishes how its fee income compares with what it pays out, so a payout is a payment the firm chooses to make on simulated profit under its own terms, and we don’t estimate its economics. For how quickly each firm sends the money, see fastest paying prop firms.
Payout records at the highest payout prop firms, claim vs ledger
| Firm | Largest single payout it claims, verbatim | On its own ledger or feed? | Payout count claim | Ledger type | Cumulative total, its words | Verifier named |
|---|---|---|---|---|---|---|
| FXIFY | “$117,000 Single highest payout” (undated) | No: /payouts/ showed $0.00 and 0 payouts; a sample row reads $119,698.65 | “250K+ Payouts Made” vs “12,500+” on another page | Per-payout feed, empty; sample widget | “$40M+ Paid out” | Not published |
| Apex Trader Funding | None published | Feed: largest of 17 rows $2,000 (Sep 30) | Not published | Per-payout feed, same-day rows | “875 M Total Compensation to Customers Since 2022” | Not published |
| FunderPro | None published | Wall’s top row $16,953.30 (Mar 5, 2026) | “22,055 VERIFIED PAYOUTS” | Certificate wall, dollar-exact counter | “$22M+ paid to traders” vs wall $22,117,947.27 incl. affiliates | Certificate host; data from the firm |
| AquaFunded | “Highest Paid Trader $119,175” (undated, per trader) | No: not in its /rewards ticker; same page shows $120,590 | Not published | Sample widget | “$8M + paid out” beside “Total Rewards” | Not published |
| Topstep | None; “up to $12,000” is a per-request cap | No ledger; payout cards are dashboard-only | “10K+ Accounts paid out weekly” | None | “$1.5B+ Paid out to traders” | Not published |
| Tradeify | None; tile “$3,356 Payout Received”, undated | No ledger; its leaderboard is tournament P&L | Not published | Sample tile | “$350M+ Verified Payouts” | None named |
| Blue Guardian | “$80,000 Single Biggest Payout” | Yes: Top-10 row 1, Jul 21, 2026; Arbitrum tx for 80,000 RiseUSD | “18,081+ Payouts To Date” | Per-payout feed with on-chain links; Top-10 | $40M+, $39M+ and $38M+ on its own pages | None; on-chain links |
| E8 Markets | “$216,000+ Largest payout reward”; “Largest Single Payout $216K+” | No: largest feed row +$3,820; feed covers about a day | “23,775 payouts” | Dollar-exact counter, rolling feed | “TOTAL IN PAYOUTS $78,832,270” | On-chain tracker for crypto only |
| Hola Prime | None; largest firm figure $66,875 across 17 payouts | No claim to check; sample rows link on-chain | “50K+ Traders” (not a payout count) | Sample widget | “$10M+ in Rewards Distributed” vs “more than $7 million” | Deloitte review claimed, report not linked |
| FundedNext | “The single largest payout in February was $60,580” (Mar 11, 2026) | Yes: report table row 1; no report since February | 205,380 payout transactions | Monthly report, one issue | “$271.4M+ in net disbursements” | Not published |
| Alpha Capital Group | None; an interview cites two fees, “$165,000 combined” | No ledger | “100K+ Qualified Analysts” | None | “$100M+ Performance Fees”; $70M “paid out” (2024) | Not published |
| FTMO | None published | No ledger; leaderboard shows active-account profit | Not published | None | “$650M+ Paid in rewards” | Not published |
| MyFundedFutures | None published | No ledger; homepage widget absent Sep 30 | “75%+ of payouts auto-approved” | None | “$250M+ Paid to traders” | Not published |
| The5ers | “individual payouts exceeding $91,000” (blog, Jun 23, 2026) | No ledger; “Payouts of $98,038” under two names | “more than 20,000 payouts” | None; story carousel | “over $43 million” distributed | Not published |
| Lucid Trading | None published | No: /payouts/ and /leaderboard/ return 404 | Not published | None | “$700M+ earned by traders” (earned) | Not published |
| Take Profit Trader | None published | No ledger | Not published | None | Not published | Not published |
| FundingPips | None; a video’s “$403,000 in Rewards” covers three traders | Feed shows only the latest ~10 rewards | 120,095 rewards in 2026 | Per-year table, sample feed | $117,947,349 “paid to traders” in 2026 | Not published |
| Alpha Futures | None; leaderboard #1 “Virtual Payout Amount $222,184.31” (lifetime) | Top 5 per tab; a $400,000 card is not on it | Not published | Sample widget | “$70M Performance Fees Paid” | Not published |
Cumulative totals are context here, not a ranking input; our biggest prop firms guide compares them and what each one counts.
Ranked best payout prop firms, by split as bought
Four ranked firms carry a discretionary live call-up, named first in their watch-out; it played no part in their rank.
FXIFY Two Phase Classic pays 100% monthly, best for the full split
Verdict: First. The only ranked 50K paying 100% as bought, no add-on and no published per-payout cap.
Video: “FXIFY Turns 3… And This One’s HUGE,” FXIFY official YouTube channel, 2026-04-30. Source type: vendor-produced. Why selected: FXIFY’s own third-anniversary video; no official video covers payout rules or the largest-payout claim.
The monthly cycle at checkout pays 100%; the 14-day cycle pays 80%. Minimum withdrawal $50, max loss static 10% ($5,000) with a 4% daily limit, scaling to $4M, processed “within 3 business days” through Rise only. The records are weak: the homepage says “$117,000 Single highest payout”, while its /payouts/ ledger showed $0.00 and 0 payouts on September 30. Its own consistency-rule math: a $50 profit on day one needs a $200 total before withdrawing, and $100 on day two needs $400.
- Why it pays: The full split comes from a slower cycle, not a higher price.
- Watch out for: Latency-arbitrage terminations under GTC 5.4.3 (11 dated post-pass cases in 2026, undisclosed methods), a 25% funded best-day rule, no US residents.
- Price at 50K: $379 one-time list; FIFTY40 ($227.40) ended October 2, 2026.
- Trustpilot and records: 4.3/5 on 6,345 reviews. FXIFY profile, payouts.
Apex Trader Funding pays 100% but caps and closes each PA after six payouts
Verdict: Second. 100% as bought, tied with FXIFY; behind on a per-payout cap and a 6-payout close.
Video: “A New Chapter Starts Now.,” Apex Trader Funding official YouTube channel, 2026-03-02. Source type: vendor-produced. Why selected: Apex’s own channel intro; its testimonial interviews cover payouts but not the payout rules ranked here.
The 50K EOD PA pays 100%, capped $1,500 to $3,000 by payout number, with five $250 days each time; the PA closes after six payouts. Apex reviews each request “within 2 business days”, though one Trustpilot reviewer logged 4 business days from approval to bank. Its feed’s largest row on September 30 was $2,000. Its own consistency math: a $1,500 best day needs a $3,000 total profit before a request qualifies.
- Why it pays: A full split from the first payout, at the lowest list price here.
- Watch out for: A discretionary move to Live trading at any time: every Sim account closes and profit becomes a “potential” Bonus Vault bonus, not cash; a decliner is deactivated with a flat $3,000 payment.
- Price at 50K: $590 one-time list; SAVENOW showed $59, ending October 13, 2026.
- Trustpilot and records: 4.2/5 on 21,164 reviews. profile, payouts.
FunderPro Pro Weekly Rewards pays 90% weekly, best for frequent requests
Verdict: Third. 90% by default, four requests in 30 days, no published per-payout cap.
Video: “Daily Payouts Netted Him $16,780 Last Month | FunderPro Interview,” FunderPro official YouTube channel, 2023-10-16. Source type: vendor-produced. Why selected: FunderPro’s own payout interview (2023, daily-rewards product); the monthly figure in its title is a multi-payout total.
90% applies from the first request, with no funded consistency rule; a request needs the balance 1% above start. Combined funded capital caps at $200,000, scaling to $5,000,000. Rewards are “typically processed within 1 working day (average payment time is 8 hours)”. FunderPro makes no largest-payout claim; its certificate wall’s top row is $16,953.30 (March 5, 2026).
- Why it pays: The highest default split among weekly products, uncapped per request.
- Watch out for: A 20% margin cap per asset class; a second breach closes the account and declines the payout. Its homepage says “$22M+ paid to traders”; its wall’s $22,117,947.27 includes affiliates.
- Price at 50K: $419 one-time list; no code at checkout.
- Trustpilot and records: rating hidden (“breach of our guidelines” banner), 1,561 reviews. FunderPro profile, payouts.
AquaFunded 2 Step Standard pays 90% with no cap under $100K, best for large payouts
Verdict: Fourth. 90% by default, no per-payout cap below $100K; 100% costs a +15% add-on.
Video: “$5,000+ in AquaFunded Payouts | Funded Trader Interview,” AquaFunded official YouTube channel, 2026-01-26. Source type: vendor-produced. Why selected: AquaFunded’s newest payout interview; no official video covers its $119,175 claim.
Rewards run every 14 days (7 with a +15% add-on), each with a 3% fee; at $100K+ the first two cap at $10,000. Accounts merge to $400,000. A $5,000 reward pays $4,500 net under the published worked example, and a payout not processed inside 24 business hours earns an extra $1,000. The hero says “keep 100% of the Profit”; the help centre says 90% standard. “Highest Paid Trader $119,175” is undated and absent from its own /rewards ticker.
- Why it pays: No cap on a 50K request, at 90% with no add-on.
- Watch out for: Wave Stop: a 2% combined open loss closes all funded trades; the first trigger cuts the split to 50%, the second breaches the account.
- Price at 50K: $239.20 one-time list; FALL showed $179, no end date.
- Trustpilot and records: rating hidden (“breach of our guidelines” banner), 1,198 reviews. AquaFunded profile.
Topstep caps each XFA payout at $3,000, with a call-up watch-out
Verdict: Fifth. 90% by default, tied with FunderPro and AquaFunded, behind on a $3,000 per-payout cap.
Video: “What Is a Topstep Express Funded Account (XFA)? | Funded Trader Payouts Explained,” Topstep official YouTube channel, 2026-05-14. Source type: vendor-produced. Why selected: Topstep’s own XFA payout explainer, which also covers the call-up ranked here.
The XFA 50K pays 90%, capped at 50% of balance up to $3,000 per request ($6,000 with the DLL offer), across up to five XFAs. Topstep says it approves “99.26% of all payout requests”; a published consistency example shows $15,000 earned over three days ($5,000 each, 33% consistency) clearing a $5,000 request, after which the consistency clock resets.
- Why it pays: 90% from the first request, across up to five XFAs at once.
- Watch out for: A discretionary Live call-up you cannot decline: once the Risk Team selects you, every XFA closes, the balance above account size is forfeited, and 80% of the rest moves into Reserve.
- Price at 50K: $49/month plus $149 activation; NAF with Responsible Trading Advantage showed $85/month, no end date.
- Trustpilot and records: 3.6/5 on 14,878 reviews. profile, payouts.
Tradeify Select Flex caps each payout at $2,500, with a watch-out for its Elite move
Verdict: Sixth. 90% by default, tied with FunderPro, AquaFunded, Topstep, behind on $2,500.
Video: “$200,000,000 in Payouts. THANK YOU!,” Tradeify official YouTube channel, 2026-05-22. Source type: vendor-produced. Why selected: Tradeify’s own payout-milestone video; the dated $200M point sits beside today’s undated “$350M+”.
Select Flex 50K ($165) pays 90%, capped at 50% of profit up to $2,500 per request on accounts bought after September 1, 2026. Tradeify’s own worked example: five winning days reaching $52,500 locks the drawdown at $50,100 and clears a $1,250 payout (50% of $2,500 profit); a second cycle to $54,000 balance clears $2,000 (50% of $4,000 since the last payout).
- Why it pays: 90% with no consistency rule and no minimum balance.
- Watch out for: A discretionary move to Elite Live you cannot decline: sim accounts close, profit since the last payout does not carry over, and Elite starts at $0 on an 80/20 split.
- Price at 50K: $165 one-time list; SEP ($99) ended September 30, 2026.
- Trustpilot and records: 4.4/5 on 4,910 reviews. profile, payouts.
Blue Guardian 2 Step Standard pays 85%, best for a record you can trace
Verdict: Seventh. 85% (90% paid add-on), no 50K cap, and the only biggest-payout claim traced end to end.
Video: “Which Blue Guardian Account is Best? (All Rules explained),” Blue Guardian official YouTube channel, 2026-05-07. Source type: vendor-produced. Why selected: Blue Guardian’s own rules overview (May 2026); no official video covers the $80,000 payout.
Its “$80,000 Single Biggest Payout” is row 1 of its Top-10 table, dated July 21, 2026, with an Arbitrum transfer of 80,000 RiseUSD. The 50K pays every 14 days with a 3% fee and allows $400,000 funded at once; its scaling ceiling reads both $2,000,000 and $4,000,000. Approved payouts are “processed in 1 hou