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AudaCity Capital is a long-running prop firm (operating since 2012) offering three main paths: the two-phase Ability Challenge, the one-phase Ability One, and the Funded Trader Program (Instant Funding). It emphasizes clear risk limits, MT5 and DXtrade access, and multiple withdrawal rails (bank transfer, PayPal, crypto, and Rise). If you want a structured evaluation with bi-weekly payout requests (Ability programs) or a milestone-based withdrawal model (Instant Funding), AudaCity’s lineup is built around those formats.

Pros
  • Markets itself as operating since 2012 with a large global trader base (e.g., “500K+ traders” and “140+ countries” on official pages).
  • Multiple funding routes: Ability Challenge (2-step), Ability One (1-step), and Funded Trader Program (Instant Funding).
  • Published risk rules across programs (e.g., Ability Challenge: 7.5% daily / 15% max in Phase 1; 5% daily / 10% max in Phase 2; Ability One: 3% daily / 6% max).
  • Ability programs allow first payout request 14 days after the first trade on the funded/live phase, then bi-weekly payout requests after the first payout.
  • Funded Trader Program (Instant Funding) withdrawals are tied to reaching a 10% profit target (account review applies before payout).
  • Platform options are clearly stated as MetaTrader 5 (MT5) and DXtrade.
  • Checkout methods are listed as Card Payments, PayPal, and Cryptocurrency.
  • Withdrawal options include Bank Transfer (SWIFT/SEPA), PayPal, Cryptocurrency (BTC/USDT/ETH), and Rise.
  • Free Trading Competition is promoted on the official site (free entry competition with prizes).
Cons
  • Not a daily payout model: Ability programs are bi-weekly after the first payout, and Instant Funding is milestone-based (10% target), not a fixed weekly schedule.
  • Tight drawdown caps on Instant Funding (5% daily loss and 10% maximum drawdown) can restrict higher-variance strategies.
  • Tradable assets list excludes exotic FX pairs (major/minor FX only), which may be limiting for some traders.
  • Service availability is restricted in several countries (e.g., USA residents are excluded except via DXtrade; plus Syria, Iran, North Korea, and Venezuela).
  • Payment methods are listed broadly (Card/PayPal/Crypto) without consistently publishing card-brand rails on the public FAQ.

AudaCity Capital Review

AudaCity Capital’s programs are straightforward: Ability Challenge (2-step) and Ability One (1-step) follow a funded-stage payout model where the first request is available after 14 days from your first trade, then requests move to a bi-weekly cadence. For traders who prefer a different structure, the Funded Trader Program (Instant Funding) uses a 10% profit target milestone approach once you hit the target, the account goes through review before profits are credited for withdrawal.

AudaCity Capital homepage

Caveats: Risk rules are strict (program-specific daily and maximum drawdown limits apply), and availability is restricted in certain regions (including the United States except via DXtrade, plus Syria, Iran, North Korea, and Venezuela). Payment methods are listed as card payments, PayPal, and crypto, while withdrawals are available via SWIFT/SEPA bank transfer, PayPal, crypto (BTC/USDT/ETH), or Rise (KYC is required for the first withdrawal, and processing time may apply).