FundedFirm Rules: Drawdown, Consistency Rule, the 30% Rule and Scaling Plan
Review the documented rules, source notes, tools, and account checks recorded for FundedFirm Rules: Drawdown, Consistency Rule, the 30% Rule and Scaling Plan.
Rules can change: The firm or platform controls the current wording. Confirm the linked source and your dashboard before you trade or request a payout.
FundedFirm rules for the 1 Step, 2 Step, Instant and Instant Daily accounts, with the rules that end accounts first. FundedFirm is a forex and CFD prop firm on MetaTrader 5. Its drawdown limits look ordinary (3% daily and 6% overall on 1 Step, 5% and 10% on 2 Step, trailing limits on the two Instant accounts), but most account losses people describe publicly come from three other rules: a cap on how much one trade may lose, a 5x lot-size ceiling set by the smallest trade you have ever placed on a pair, and a payout-time check on how much of your profit came from one trade. This page covers every published rule, the old 30% rule FundedFirm removed in 2025, the consistency rule, the drawdown maths for every account size, and the places where FundedFirm’s own pages disagree.
Account Picker
Choose your FundedFirm account. The result lists the published rule values and the rule most likely to catch you out on that account.
What can trip you up
Rows To Inspect First
These are the rules FundedFirm’s pages say end an account or block a payout, and the ones that recur in public complaints. The labels explain why each row is surfaced; they are not a recommendation to buy or avoid any account.
One small trade sets your lot ceiling
Your base lot on a pair is the smallest lot you have ever opened on it, and no trade may be more than 5 times that. One 0.01 test trade on XAUUSD caps every later XAUUSD trade at 0.05 lots. Breaking it is a permanent breach, and it is checked after the fact.
One trade may not lose much
On 1 Step a single trade may not lose more than 40% of the 3% daily limit, which is 1.2% of the account ($120 on $10,000). On Instant and Instant Daily the cap is 1% of the account. Trades on the same pair and direction within 3 minutes count as one trade.
Instant limits now trail
Instant accounts bought from September 1, 2026 use a 3% daily line and a 5% overall line that both follow your equity highs, open profit included. A winning trade you let fall back can breach an account that never closed a loss.
FundedFirm Rule Checks
| Rule area | Official-source snapshot | What to verify + evidence |
|---|---|---|
| Daily drawdown 3% / 5%, reset 10 PM UTC | 1 Step: 3%, 2 Step: 5%, of the higher of your starting balance or starting equity at the beginning of the trading day. The limit is fixed for the day and does not rise with intraday profit. Floating and closed losses both count. | The day resets at 10 PM UTC. Carrying floating profit into the reset raises the day’s starting equity, so the limit is set from the higher figure. FundedFirm’s example: $510 balance plus $10 floating gives $520, a 3% limit of $15.60 and a floor of $504.40. Source: FundedFirm Trading Rules page (Step 1, Step 2, Instant and Instant Daily tabs) – Step 1 and Step 2 tabs, Trading Framework – checked October 11, 2026. |
| Overall drawdown (1 and 2 Step) 6% / 10% fixed | Fixed at 6% (1 Step) or 10% (2 Step) of the initial balance. Equity must stay above 94% or 90% of the starting amount at all times; the floor does not move up with profit. | The FAQ describes the 6% as “of your starting or trailing balance”. The rules page, which is the more specific source, says fixed. This page follows the rules page. Source: FundedFirm Trading Rules page (Step 1, Step 2, Instant and Instant Daily tabs) and FAQ page – Maximum Overall Drawdown and FAQ answer – checked October 11, 2026. Full source URLsTrading Rules page (Step 1, Step 2, Instant and Instant Daily tabs) and FAQ page |
| Instant drawdown 3% daily / 5% overall, trailing | From September 1, 2026, new Instant accounts use a trailing daily line (3% of where the day opened, moving up with each new intraday equity high) and a trailing overall line (5% of the starting balance, following the all-time equity high, never resetting). | Instant accounts bought before September 1 keep the fixed 3% daily and 5% overall calculation, unless they are reset after a payout, which converts them to trailing. Source: FundedFirm Trading Rules page (Step 1, Step 2, Instant and Instant Daily tabs) and Official Telegram post announcing FundedFirm 3.0 (September 1, 2026) – Instant tab, Trailing Drawdown sections – checked October 11, 2026. |
| Instant Daily drawdown 3% daily / 4% overall + 1% floating | Trailing from day one: a 3% daily floor that trails intraday highs and resets each day, a 4% overall line that trails the all-time equity high, and a separate rule that combined open loss may never exceed 1% of the account. | On a $3,000 account the open-loss cap is $30, across everything you hold. If a gap takes you through both lines at once, FundedFirm records a daily drawdown breach. Source: FundedFirm Trading Rules page (Step 1, Step 2, Instant and Instant Daily tabs) – Instant Daily tab, Trading Framework – checked October 11, 2026. |
| Per-trade loss cap 40% of daily / 1% of account | On 1 and 2 Step, no single trade may lose more than 40% of the daily loss limit ($120 on a $10,000 1 Step, $200 on a $10,000 2 Step). On Instant, no trade may lose more than 1% of the account size. | Positions on the same symbol and direction opened within 3 minutes are added together. On Instant, a single position inside that window losing more than 1% is a violation even if other entries offset it. Breach is permanent. Source: FundedFirm Trading Rules page (Step 1, Step 2, Instant and Instant Daily tabs) – Destructive Trading Habits, 4.1 Gambling Behaviour – checked October 11, 2026. |
| 5x base-lot rule 5 x smallest lot, per pair | The smallest lot you have ever opened on a pair is your base lot. No trade on that pair may be more than 5 times it. Going smaller is allowed but pulls the ceiling down with it. | Checked separately for each instrument. Applies on 1 Step, 2 Step and Instant; the Instant Daily tab does not list it. Breach is permanent. Source: FundedFirm Trading Rules page (Step 1, Step 2, Instant and Instant Daily tabs) – Destructive Trading Habits, 4.3 Risk management rule – checked October 11, 2026. |
| Single-trade share of profit 20% / 15% / 80% review | Instant: no single trade may supply more than 20% of the payout, checked when you request it. Instant Daily: 15% of the payout profit. 1 and 2 Step: accounts where 80% or more of profit came from one trade may be reviewed and reset. | This is FundedFirm’s consistency rule. It replaced the old 30% rule removed in August 2025. The 3-minute grouping applies here too. Source: FundedFirm Trading Rules page (Step 1, Step 2, Instant and Instant Daily tabs) and Checkout configurator (every account type and size) – Instant and Instant Daily payout rules; Single Trade Dependency – checked October 11, 2026. |
| Minimum trading days 3 days per step | 1 and 2 Step: trade on at least 3 separate days in each phase. Instant: 5 profitable days of at least 0.5% of the account before a payout. Instant Daily: none; first payout 24 hours after your first trade. | The FAQ still says “a minimum of 5 days” for the evaluation. The rules page and checkout both say 3; this page uses 3. Source: FundedFirm Trading Rules page (Step 1, Step 2, Instant and Instant Daily tabs) and Checkout configurator (every account type and size) and FAQ page – Minimum Trading Days and checkout rule panel – checked October 11, 2026. |
| Profit targets 10% / 8% + 5% / none | 1 Step: 10%. 2 Step: 8% in Phase 1 and 5% in Phase 2. Instant and Instant Daily have no target. No maximum time limit to pass. | The 2 Step checkout offers a 10% target instead of 8% for 10% off the price; the checkout panel does not say whether Phase 2 changes. Source: FundedFirm Trading Rules page (Step 1, Step 2, Instant and Instant Daily tabs) and Checkout configurator (every account type and size) – Profit Target sections and checkout option – checked October 11, 2026. |
| Hedging on one instrument not allowed | You cannot hold a buy and a sell on the same instrument at the same time. FundedFirm’s example: a buy on XAUUSD at 3220 and a sell at 3240. | Permanent breach on 1 Step, 2 Step and Instant. Hedging across your own or other people’s accounts is a separate banned practice. Source: FundedFirm Trading Rules page (Step 1, Step 2, Instant and Instant Daily tabs) – Conflicted Trade Bias – checked October 11, 2026. |
| EAs, bots and copy trading not allowed | The FAQ says Expert Advisors, bots and automation are not allowed; trading must be manual. Copying between FundedFirm accounts, mirroring and signal-group synchronisation are banned. | You may hold several accounts under one ID, but each must be traded independently. Source: FundedFirm FAQ page and Trading Rules page (Step 1, Step 2, Instant and Instant Daily tabs) – EA and copy-trading answers; 4.4.5 Copy Trading – checked October 11, 2026. Full source URLsFAQ page and Trading Rules page (Step 1, Step 2, Instant and Instant Daily tabs) |
| Stop loss 80% of trades / 1 minute | FAQ: a stop loss is mandatory on at least 80% of your trades; missing it can lead to payout rejection or a breach. Instant Daily: a stop must be set within 1 minute of entry (third miss may disable the account). | Instant Daily also requires every trade to stay open at least 60 seconds; the 11th early close may disable the account. Source: FundedFirm FAQ page and Trading Rules page (Step 1, Step 2, Instant and Instant Daily tabs) – stop-loss answer and Instant Daily Stop Loss Rule – checked October 11, 2026. Full source URLsFAQ page and Trading Rules page (Step 1, Step 2, Instant and Instant Daily tabs) |
| Inactivity 30 days | No trading activity for 30 consecutive days is a permanent breach. The account cannot be recovered. | Tell FundedFirm before a long break. Instant Daily accounts expire on day 31 regardless. Source: FundedFirm Trading Rules page (Step 1, Step 2, Instant and Instant Daily tabs) – Trading Inactivity and Account Validity – checked October 11, 2026. |
| IP region same region throughout | The IP region must stay consistent from purchase through evaluation and funded trading. A large change can trigger a verification request (ticket, passport stamp or live video). | Tell support before travelling. Source: FundedFirm FAQ page – IP rule answer – checked October 11, 2026. Full source URL |
How FundedFirm’s Accounts Work
FundedFirm LTD says it is registered in Saint Lucia and has operated since 2023. You pay a one-time fee for an account; there is no monthly fee. On the 1 Step and 2 Step accounts you trade an evaluation on a simulated MetaTrader 5 account, and if you hit the target without breaking a rule you are moved to a funded account, typically within 24 to 48 hours. The two Instant accounts skip the evaluation and are funded from the day you buy them, in exchange for tighter limits and a lower profit share. You never deposit trading capital and, per the FAQ, cannot lose more than the fee: the account never goes into a negative balance.
FundedFirm’s footer says it offers “skill-based evaluations using simulated trading accounts only”, while its risk disclosure says funded accounts may be “backed by real capital”. Payouts are paid in money either way; what this changes for you is mostly that execution and slippage on the funded account follow FundedFirm’s own feed. Fees are non-refundable under the Terms, although the 1 and 2 Step rules promise a fee refund with your 4th payout.
Source: FundedFirm About page and FAQ page and Risk Disclosure and Terms and Conditions and Trading Rules page (Step 1, Step 2, Instant and Instant Daily tabs) – company details, how-it-works answers, risk disclosure, refund clause – checked October 11, 2026.
Full source URLs
About page and FAQ page and Risk Disclosure and Terms and Conditions and Trading Rules page (Step 1, Step 2, Instant and Instant Daily tabs)
FundedFirm Accounts Side by Side
The four accounts on sale on the check date, from the Trading Rules tabs and the checkout rule panel. Dollar values for every size follow in each account’s own section.
| Rule | 1 Step | 2 Step | Instant | Instant Daily |
|---|---|---|---|---|
| Evaluation | One phase | Two phases | None | None |
| Account sizes | $5K to $100K | $5K to $100K | $5K to $100K | $3K to $18K |
| Profit target | 10% | 8% then 5% | None | None |
| Daily drawdown | 3%, fixed for the day | 5%, fixed for the day | 3% trailing (from Sept 1, 2026) | 3% trailing |
| Overall drawdown | 6% fixed | 10% fixed | 5% trailing (from Sept 1, 2026) | 4% trailing |
| Most one trade may lose | 40% of daily = 1.2% | 40% of daily = 2% | 1% of account | 1% combined open loss |
| 5x base-lot rule | Yes | Yes | Yes | Not listed |
| Single-trade share | 80% triggers review | 80% triggers review | 20% of payout | 15% of payout |
| Minimum days | 3 per phase | 3 per phase | 5 profitable days (0.5% each) | None |
| Weekend holding | Allowed | Allowed | Allowed | Not allowed |
| News trading | Allowed | Allowed | Allowed | Allowed |
| Leverage | 1:100 (crypto 1:50) | 1:100 (crypto 1:50) | 1:30 | 1:30 |
| Swap and commission | None | None | Charged | Charged |
| Profit split | Monthly up to 100%, biweekly 80%, weekly 60% | Monthly up to 100%, biweekly 80%, weekly 60% | On demand 60%, weekly 80% | 70% fixed |
| Account life | No time limit; 30-day inactivity | No time limit; 30-day inactivity | No time limit; 30-day inactivity | 30 days from purchase |
Instruments on every account: forex, metals, indices, energies and crypto (“digital currency”). The only platform is MetaTrader 5 (desktop, web and mobile).
Source: FundedFirm Trading Rules page (Step 1, Step 2, Instant and Instant Daily tabs) and Checkout configurator (every account type and size) and FAQ page – account tabs, checkout rule panels and swap/commission answer – checked October 11, 2026.
Full source URLs
Trading Rules page (Step 1, Step 2, Instant and Instant Daily tabs) and Checkout configurator (every account type and size) and FAQ page
FundedFirm 1 Step Rules
One evaluation phase with a 10% target, at least 3 trading days and no time limit, then the same loss rules on the funded account. The tight part is the per-trade cap: 40% of a 3% daily limit means no trade may lose more than 1.2% of the account.
| Account | Daily limit (3%) | Overall floor (6% fixed) | Most one trade may lose | Target (10%) | Price Oct 11 |
|---|---|---|---|---|---|
| $5,000 | $150 | $4,700 | $60 | $500 | $49 (list $79) |
| $10,000 | $300 | $9,400 | $120 | $1,000 | $89 (list $119) |
| $25,000 | $750 | $23,500 | $300 | $2,500 | $199 (list $279) |
| $50,000 | $1,500 | $47,000 | $600 | $5,000 | $299 (list $379) |
| $100,000 | $3,000 | $94,000 | $1,200 | $10,000 | $549 (list $649) |
- The daily limit is worked out from the higher of balance or equity at 10 PM UTC, so on a profitable day the next day’s limit grows slightly; the overall floor never moves.
- On $10,000 you need $1,000 profit. With a $120 per-trade loss cap, a strategy that risks 1% ($100) per trade fits; one that risks 1.5% does not.
- Leverage is 1:100 on forex, metals, indices and energies and 1:50 on crypto; no swap or commission is charged.
- Add-ons at checkout change payout terms (100% lifetime monthly payout, biweekly 80%, weekly) and offer a one-time reset within 7 days; the drawdown rules stay the same.
Source: FundedFirm Trading Rules page (Step 1, Step 2, Instant and Instant Daily tabs) and Homepage challenge cards and Checkout configurator (every account type and size) – Step 1 tab, homepage card and checkout prices – checked October 11, 2026.
Full source URLs
Trading Rules page (Step 1, Step 2, Instant and Instant Daily tabs) and Homepage challenge cards and Checkout configurator (every account type and size)
FundedFirm 2 Step Rules
Two phases, 8% then 5%, at least 3 trading days in each, no time limit. The wider 5% daily and 10% overall limits also widen the per-trade cap to 2% of the account.
| Account | Daily limit (5%) | Overall floor (10% fixed) | Most one trade may lose | Phase 1 (8%) | Phase 2 (5%) | Price Oct 11 |
|---|---|---|---|---|---|---|
| $5,000 | $250 | $4,500 | $100 | $400 | $250 | $39 (list $49) |
| $10,000 | $500 | $9,000 | $200 | $800 | $500 | $84 (list $99) |
| $25,000 | $1,250 | $22,500 | $500 | $2,000 | $1,250 | $169 (list $189) |
| $50,000 | $2,500 | $45,000 | $1,000 | $4,000 | $2,500 | $269 (list $299) |
| $100,000 | $5,000 | $90,000 | $2,000 | $8,000 | $5,000 | $525 (list $579) |
- FundedFirm’s worked example: a $500 day start allows $25; with $510 balance and $10 floating the next day starts at $520, a $26 limit and a $494 floor.
- The checkout lets you pick a 10% profit target instead of 8% for 10% off ($472.50 instead of $525 on $100K). Read the rule panel before paying to see which phase it changes.
- Weekly and biweekly payout add-ons are sold only on the $5K to $25K sizes.
Source: FundedFirm Trading Rules page (Step 1, Step 2, Instant and Instant Daily tabs) and Checkout configurator (every account type and size) – Step 2 tab and checkout options – checked October 11, 2026.
Full source URLs
Trading Rules page (Step 1, Step 2, Instant and Instant Daily tabs) and Checkout configurator (every account type and size)
FundedFirm Instant Rules
No evaluation and no profit target. To be paid you need 5 profitable days (each at least 0.5% of the account), at least 1% net profit, and no trade supplying more than 20% of the payout. Since September 1, 2026 both drawdown limits trail your equity, and leverage is 1:30 with swap and commission charged.
| Account | Daily allowance (3%) | Overall line at start (5%) | Most one trade may lose (1%) | Profitable day (0.5%) | Minimum payout profit (1%) | Price Oct 11 |
|---|---|---|---|---|---|---|
| $5,000 | $150 | $4,750 | $50 | $25 | $50 | $65 (list $89) |
| $10,000 | $300 | $9,500 | $100 | $50 | $100 | $95 (list $129) |
| $25,000 | $750 | $23,750 | $250 | $125 | $250 | $229 (list $279) |
| $50,000 | $1,500 | $47,500 | $500 | $250 | $500 | $349 (list $379) |
| $100,000 | $3,000 | $95,000 | $1,000 | $500 | $1,000 | $549 (list $699) |
- Trailing daily line: on a $500 day start the line begins at $485; if equity reaches $520 it moves to $505 and stays there for the day. The next day starts fresh from that day’s opening equity.
- Trailing overall line: on $500 it starts at $475 and follows your all-time equity high, so at $520 it is $495 for good. It never resets.
- Instant accounts bought before September 1, 2026 keep fixed limits until they are reset after a payout, when they convert to trailing.
- Payout plan: on-demand 60% split is included; weekly payouts at 80% cost 10% of the account price. Weekly payouts are released on Wednesdays from the second week.
Source: FundedFirm Trading Rules page (Step 1, Step 2, Instant and Instant Daily tabs) and Checkout configurator (every account type and size) and Homepage challenge cards – Instant tab, checkout panel and homepage card – checked October 11, 2026.
Full source URLs
Trading Rules page (Step 1, Step 2, Instant and Instant Daily tabs) and Checkout configurator (every account type and size) and Homepage challenge cards
FundedFirm Instant Daily Rules
Instant Daily launched with FundedFirm 3.0 on September 1, 2026. It is funded from day one, pays a fixed 70% split and can pay out every 24 hours, but every limit on it is a hard limit and the account expires after 30 days.
| Account | Daily floor allowance (3%) | Overall line at start (4%) | Combined open-loss cap (1%) | Minimum withdrawal (1%) | Price Oct 11 |
|---|---|---|---|---|---|
| $3,000 | $90 | $2,880 | $30 | $30 | $69 (homepage list $99) |
| $6,000 | $180 | $5,760 | $60 | $60 | $92 (homepage list $129) |
| $9,000 | $270 | $8,640 | $90 | $90 | $115 (homepage list $159) |
| $12,000 | $360 | $11,520 | $120 | $120 | $149 (homepage list $219) |
| $15,000 | $450 | $14,400 | $150 | $150 | $195 (homepage list $279) |
| $18,000 | $540 | $17,280 | $180 | $180 | $249 (homepage list $359) |
- Set a stop loss on entry or within 1 minute. Each miss is a soft breach; the third may disable the account.
- Hold every trade at least 60 seconds. Each early close is a soft breach; the 11th may disable the account.
- No weekend holding: close everything before the weekend close. Overnight holding is fine.
- First payout 24 hours after your first trade (accounts bought from October 1, 2026, 12:00 AM IST; older accounts need 3 profitable days first). After that, each new 24-hour clock starts from your next trade.
- No trade may supply more than 15% of the profit in the payout you request. Approval within 30 minutes, per the rules page.
- Valid 30 days: bought on March 1, it expires on March 31.
Source: FundedFirm Trading Rules page (Step 1, Step 2, Instant and Instant Daily tabs) and Checkout configurator (every account type and size) and Official Telegram post announcing FundedFirm 3.0 (September 1, 2026) – Instant Daily tab, checkout panel and launch post – checked October 11, 2026.