Atlas Funded Rules: Drawdown, Consistency, Scaling

Atlas Funded rules for every CFD/Forex and futures program, with the funded-stage rules that end accounts or cost profit first. Atlas Funded sells seven CFD/Forex programs and four futures tiers. Their drawdown types, daily limits, consistency rules and payout days all differ, and four extra rules (Atlas Protector, the news window, the 3-minute hold and margin usage) only switch on once you are funded. Pick your program below, then check the dollar tables and worked examples before you trade.

Checked October 11, 2026. Every value on this page was read that day from Atlas Funded’s help centre (pages marked “Last reviewed 27 September 2026. Rules shown are read from the Atlas risk engine”), its Trading Rules and Regulations rulebook (v1.0, July 2026) and its terms (last updated October 4, 2026). BestProps did not buy an account, so nothing here was verified by purchase. The rulebook is older than the help centre and disagrees with it in several places; this page follows the help centre and lists every conflict in its own section.

Program Picker

Choose your Atlas Funded program. The result lists the official rule values for the evaluation (where there is one) and the funded account.

Program

What can trip you up

2%Open loss that triggers Atlas Protector on every funded CFD account. The first trigger cuts your split to 50% for good.

3 minutesMinimum hold on funded trades. Profit on anything closed sooner is deducted.

±5 minutesNews window around red-folder events on funded accounts, on every instrument.

30 daysLongest gap allowed between trades on every program except Instant Zero.

Rows To Inspect First

These rules change outcomes most often in Atlas Funded’s own wording and in the public complaints BestProps read. The labels explain why each row is surfaced; they are not a recommendation to buy or avoid any program.

Atlas Protector is permanent

On any funded CFD account, open losses of 2% of the starting balance close every position and drop your split to 50% for the life of the account. A second trigger breaches it.

floating PnLsplit cut

Trailing floors on Instant and Access

Instant Zero and Instant Funded trail the highest closed balance once a day. Access trails equity in real time, so an open winner that reverses still lifts the floor.

trailingprogram-specific

Funded-only deductions

Profit on funded trades held under 3 minutes, opened or closed within 5 minutes of red-folder news, or closed by the 80% margin rule is removed. None of these apply in an evaluation.

profit deductedfunded only

Atlas Funded Rule Checks

Rule area	Official-source snapshot	What to verify + evidence
Maximum drawdown by program 4% to 10%	Static: 1-Step 7%, 1-Step Pro 6%, 2-Step 10%, 2-Step Pro 8%. Trailing at end of day: Instant Zero 4%, Instant Funded 5%. Trailing on equity: Access 10% in evaluation, 6% funded. Breach is checked live on equity, open trades included.	Trailing floors never move down and do not stop at the starting balance. After a payout the floor is re-anchored to the new balance on every program except the two Pro programs, whose floor never moves. Source: Atlas Funded Maximum drawdown – drawdown table, formulas and after-payout section – checked October 11, 2026. Full source URL Maximum drawdown (help centre)
Daily loss limit 3% to 5% or none	1-Step 4% static, 2-Step 5% static, Instant Funded 3% trailing end of day, Access 5% (evaluation) then 3% (funded) trailing end of day. Instant Zero, 1-Step Pro and 2-Step Pro have none. Every floor is set from equity at 00:00 UTC.	Equity at the reset includes trades held overnight, so a losing trade carried past midnight starts the new day from the lower level. Going below the day’s floor is a breach. Source: Atlas Funded Daily loss limit – program table and floor formulas – checked October 11, 2026. Full source URL Daily loss limit (help centre)
Atlas Protector 2% open loss	Funded accounts only. If open loss reaches 2% of the initial balance, every position is closed and the split drops to 50% for the life of the account. The second trigger closes everything and breaches the account.	Open loss is the larger of net floating loss or the sum of every losing position, so a winning trade or hedge elsewhere does not hide a big loser. The cut applies even with the 100% split add-on. Source: Atlas Funded Atlas Protector – trigger, what happens and good-to-know sections – checked October 11, 2026. Full source URL Atlas Protector (help centre)
Consistency rule 20% / 40% / none	Instant Funded: best day at most 20% of the cycle’s profit. Access funded: 40%. Instant Zero, 1-Step, 1-Step Pro, 2-Step and 2-Step Pro: no consistency rule. Futures: Standard 50% to pass and 40% funded, Direct and Live 20%, Apex none.	Measured on closed profit per UTC day at payout time. Being over the limit only delays the payout; the account is never breached by it. Source: Atlas Funded Consistency rule and Futures trading days and passing – program table and how it is measured – checked October 11, 2026. Full source URLs Consistency rule (help centre) and Futures trading days and passing (help centre)
News window deduction, funded only	From 5 minutes before to 5 minutes after every red-folder event on Forex Factory, on every instrument. Profit on a trade opened or closed inside the window is deducted; a position opened inside it is closed automatically.	Trades opened before the window and closed after it are fine. Evaluations can trade the news freely. The rule never breaches the account. Source: Atlas Funded News trading – rule and worked CPI example – checked October 11, 2026. Full source URL News trading (help centre)
Short trades 3 minutes, funded only	On funded accounts, profit from any trade closed less than 3 minutes after it opened is deducted. Losing short trades are not affected and the account stays open.	Hold time is per trade, so scaling out of part of a position inside 3 minutes, or an EA that takes quick profits, triggers deductions. Source: Atlas Funded Short trades – rule and partial-close note – checked October 11, 2026. Full source URL Short trades (help centre)
Margin usage 80% of margin	On funded accounts, if margin used / (margin used + free margin) reaches 80%, every position is closed and the profit on them is deducted. Losses stay yours; the account is not breached.	Evaluations are not affected. The terms add a separate funded rule: no more than 50% of the daily loss limit risked on one instrument in a day. Source: Atlas Funded Margin usage and Terms and Conditions (last updated October 4, 2026) – trigger formula; terms section 5.2 – checked October 11, 2026. Full source URLs Margin usage (help centre) and Terms and Conditions (last updated October 4, 2026)
Qualifying days per payout 3 or 5 days	Instant Zero and Instant Funded: 5 days of at least 1% closed profit. 1-Step and 2-Step: 5 days of at least 0.5%. Access funded: 3 days of 0.5%. Pro programs: 3 days with any closed trade.	A trading day is a UTC day on which a trade closed. Losing days do not reset the count; it restarts after each payout. Source: Atlas Funded Trading days – qualifying day table and example – checked October 11, 2026. Full source URL Trading days (help centre)
Inactivity 30 days	Open at least one trade every 30 days, in evaluation and funded, or the account is breached. Instant Zero has no inactivity limit. Atlas emails after 23 and 29 days.	For an account that has never traded, the 30 days count from when it was created or funded. There is no time limit on any evaluation phase. Source: Atlas Funded Inactivity – rule and reminders – checked October 11, 2026. Full source URL Inactivity (help centre)
Prohibited practices deduction, decline or breach	Hedging across Atlas accounts or with another firm to pass or be paid on one side, latency or tick arbitrage, account sharing or passing services, order flooding, hiding who trades by logging in from several locations, and exploiting bugs.	Reviewed by the risk team, usually before a payout. Applies to evaluation and funded accounts. EAs, scalping (with the 3-minute hold) and overnight or weekend holding are listed as allowed. Source: Atlas Funded Prohibited practices – not allowed / allowed lists – checked October 11, 2026. Full source URL Prohibited practices (help centre)
Futures drawdown and close EOD trailing, flat by 4:45 PM ET	Every futures account trails its highest end-of-day balance, recalculated at 4:45 PM New York time. On funded Standard, Apex and Direct the floor stops at the starting balance and locks there at the first payout request. Any position open after 4:45 PM ET breaches the account.	Atlas Standard also has a 2% daily lockout, which closes positions and stops trading until the next reset but is not a breach. Source: Atlas Funded Futures EOD trailing drawdown and Futures trading hours and EOD close and Futures daily loss lockout – floor formula, EOD close and lockout – checked October 11, 2026. Full source URLs Futures EOD trailing drawdown (help centre) and Futures trading hours and EOD close (help centre) and Futures daily loss lockout (help centre)

Atlas Funded CFD/Forex Programs Side by Side

Atlas Funded splits its CFD/Forex accounts into instant programs (funded from the first trade, no profit target) and evaluation programs (one or two phases). The help centre says every program has the same rules on MetaTrader 5, TradeLocker and Match-Trader and at every account size, with leverage up to 1:100.

Rule	Instant Zero	Instant Funded	1-Step	1-Step Pro	2-Step	2-Step Pro	Access
Phases	None	None	1	1	2	2	1, then pay the funded fee
Profit target	None	None	10%	8%	8%, then 5%	7%, then 4%	3%
Maximum drawdown	4% trailing, end of day	5% trailing, end of day	7% static	6% static	10% static	8% static	10% trailing equity, then 6% trailing equity funded
Daily loss limit	None	3% trailing, end of day	4% static	None	5% static	None	5%, then 3% funded (trailing, end of day)
Evaluation minimum days	Not applicable	Not applicable	3	None	3 per phase	None	None
Consistency	None	20% at payout	None	None	None	None	40% at payout (funded)
Qualifying days per payout	5 days of +1%	5 days of +1%	5 days of +0.5%	3 days, any closed trade	5 days of +0.5%	3 days, any closed trade	3 days of +0.5%
First payout / then	28 days / 14 days	28 days / 14 days	14 days / 14 days	14 days / 14 days	14 days / 14 days	14 days / 14 days	28 days / 14 days
Payout threshold	$100 profit	$100 profit	$100 profit	$50 profit	$100 profit	$50 profit	$100 profit
Drawdown after a payout	Re-anchored	Re-anchored	Re-anchored	Never moves	Re-anchored	Never moves	Re-anchored
Inactivity limit	None	30 days	30 days	30 days	30 days	30 days	30 days
Account sizes	$5K to $200K	$5K to $400K	$5K to $200K	$5K to $200K	$5K to $200K	$5K to $200K	$5K to $400K
Funded-only rules	Protector, news, 3-minute, margin	Same	Same	Same	Same	Same	Same

Sources: Compare programs, Instant Zero, Instant Funded, 1-Step, 1-Step Pro, 2-Step, 2-Step Pro, Access (Pay Later), How payouts work, all checked October 11, 2026.

Standard vs Pro. The Pro versions of 1-Step and 2-Step remove the daily loss limit and the evaluation minimum days, ask for 3 funded days with any closed trade instead of 5 days of +0.5%, and lower the payout threshold to $50. In exchange the static drawdown is tighter (6% instead of 7%, 8% instead of 10%) and it never re-anchors after a payout. Only the Pro programs can buy the Daily Payouts add-on.

Instant Zero Rules

Instant Zero is funded from the first trade and has one loss limit to watch: a 4% drawdown that trails your highest closed balance once a day. There is no daily loss limit, no consistency rule and no inactivity limit. The funded-account rules (Atlas Protector, news window, 3-minute hold and margin usage) apply from day one, because there is no evaluation.

Maximum drawdown 4%, trailing at end of day: at each 00:00 UTC reset the floor moves to 4% below the highest closed balance reached. It never moves down, does not stop at the starting balance, and open profit never raises it.
No daily loss limit. You can lose more than any set percentage in a day as long as equity stays above the 4% floor and open losses stay under the 2% Atlas Protector trigger.
No consistency rule: one strong day can make up the whole payout.
Payouts: 5 qualifying days of at least 1% closed profit per cycle, $100 profit threshold, first window 28 days after the account is created, then every 14 days (14 then 7 with the Weekly Payout add-on).
After a payout the floor becomes 4% below the post-payout balance and keeps trailing from there.
Sizes $5K to $200K.

Account	Starting floor (4%)	Atlas Protector trigger (2% open loss)	Qualifying day (1%)
$5,000	$4,800	$100	$50
$10,000	$9,600	$200	$100
$25,000	$24,000	$500	$250
$50,000	$48,000	$1,000	$500
$100,000	$96,000	$2,000	$1,000
$200,000	$192,000	$4,000	$2,000

Worked trailing example from the help centre ($10,000). The floor starts at $9,600. Closed balance peaks at $10,450 on Tuesday, so from Wednesday 00:00 UTC the floor is $10,032 ($10,450 x 0.96). Notice that after a 4.5% gain, the account can now only lose $418 from that peak before it breaches, and the floor is already above the starting balance.

Instant Funded Rules

Instant Funded is the larger instant account ($5K to $400K). It adds a daily loss limit and a 20% consistency rule to a slightly wider 5% trailing drawdown.

Maximum drawdown 5%, trailing at end of day from the highest closed balance, recalculated at 00:00 UTC. It never moves down.
Daily loss limit 3%, trailing end of day: today’s floor is equity at 00:00 UTC x 0.97, fixed for the day.
Consistency 20%: at payout, your best UTC day may be at most 20% of the cycle’s closed profit. If it is higher the payout waits; the account is not breached.
Payouts: 5 qualifying days of at least 1% per cycle, $100 threshold, first window after 28 days, then every 14 days.
Inactivity 30 days. Funded-account rules apply from the first trade.

Account	Starting max-drawdown floor (5%)	Day 1 daily floor (3%)	Atlas Protector trigger (2%)	Qualifying day (1%)
$5,000	$4,750	$4,850	$100	$50
$10,000	$9,500	$9,700	$200	$100
$25,000	$23,750	$24,250	$500	$250
$50,000	$47,500	$48,500	$1,000	$500
$100,000	$95,000	$97,000	$2,000	$1,000
$200,000	$190,000	$194,000	$4,000	$2,000
$300,000	$285,000	$291,000	$6,000	$3,000
$400,000	$380,000	$388,000	$8,000	$4,000

Worked example from the help centre ($50,000). The floor starts at $47,500. Equity reaches $51,200 with a trade open: the floor stays at $47,500. The trade closes and the day ends at a $50,300 balance, so from 00:00 UTC the next day the floor is $47,785 ($50,300 x 0.95). The 3% daily floor for that next day is set from equity at the reset: $50,300 x 0.97 = $48,791.

1-Step and 1-Step Pro Rules

Both are one-phase evaluations with a static drawdown that never trails. Floating profit does not count toward the target: the phase passes on closed balance, the moment the target and minimum days are both met.

Rule	1-Step	1-Step Pro
Profit target	10%	8%
Maximum drawdown	7% static (evaluation and funded)	6% static (evaluation and funded)
Daily loss limit	4% static: equity at 00:00 UTC minus 4% of account size	None
Evaluation minimum days	3 trading days	None, can pass on day one
Funded days per payout	5 days of at least 0.5% closed profit	3 days, any closed trade
Payout threshold / cycle	$100 / first after 14 days, then 14	$50 / first after 14 days, then 14
After a payout	Floor re-anchored 7% below the new balance	Floor stays 6% below the original balance
Add-ons	On-Demand Payout, No Minimum Trading Days, 100% split, Bundle	Weekly Payout, Daily Payouts, 100% split

Account	1-Step target	1-Step floor (7%)	1-Step daily allowance (4%)	1-Step Pro target	1-Step Pro floor (6%)
$5,000	$5,500	$4,650	$200	$5,400	$4,700
$10,000	$11,000	$9,300	$400	$10,800	$9,400
$25,000	$27,500	$23,250	$1,000	$27,000	$23,500
$50,000	$55,000	$46,500	$2,000	$54,000	$47,000
$100,000	$110,000	$93,000	$4,000	$108,000	$94,000
$200,000	$220,000	$186,000	$8,000	$216,000	$188,000

Atlas Funded’s own $25,000 1-Step example: target balance $27,500, drawdown floor $23,250, and if equity at 00:00 UTC was $25,800 that day’s floor is $24,800. A qualifying funded day needs at least $125 of closed profit.

2-Step and 2-Step Pro Rules

2-Step has the widest limits Atlas sells (10% static drawdown, 5% static daily). 2-Step Pro has the lowest targets (7% then 4%) with no daily limit and no minimum days. Phase 2 is issued automatically at the same size with a fresh balance.

Rule	2-Step	2-Step Pro
Targets	8% (Phase 1), 5% (Phase 2)	7% (Phase 1), 4% (Phase 2)
Maximum drawdown	10% static, every phase	8% static, every phase
Daily loss limit	5% static, every phase	None
Evaluation minimum days	3 per phase	None
Funded days per payout	5 days of at least 0.5%	3 days, any closed trade
Payout threshold / cycle	$100 / 14 days, then 14	$50 / 14 days, then 14
After a payout	Re-anchored	Floor never moves

Account	2-Step targets	2-Step floor (10%)	2-Step daily allowance (5%)	2-Step Pro targets	2-Step Pro floor (8%)
$5,000	$5,400 / $5,250	$4,500	$250	$5,350 / $5,200	$4,600
$10,000	$10,800 / $10,500	$9,000	$500	$10,700 / $10,400	$9,200
$25,000	$27,000 / $26,250	$22,500	$1,250	$26,750 / $26,000	$23,000
$50,000	$54,000 / $52,500	$45,000	$2,500	$53,500 / $52,000	$46,000
$100,000	$108,000 / $105,000	$90,000	$5,000	$107,000 / $104,000	$92,000
$200,000	$216,000 / $210,000	$180,000	$10,000	$214,000 / $208,000	$184,000

Atlas Funded’s $50,000 2-Step example: Phase 1 balance to reach $54,000, Phase 2 $52,500, drawdown floor $45,000 in every phase, a daily floor of $48,500 if equity at 00:00 UTC was $51,000, and a qualifying funded day of $250.

Access (Pay Later) Rules

Access costs $5 to start a one-phase evaluation with a 3% target. If you pass you have 30 days to pay the funded fee for your size; if the window closes the offer lapses. Its drawdown trails equity in real time, which is the strictest drawdown type Atlas uses.

Rule	Evaluation	Funded
Profit target	3%	None
Maximum drawdown	10% trailing on equity	6% trailing on equity
Daily loss limit	5% trailing, end of day	3% trailing, end of day
Minimum days	None	3 days of at least 0.5% per cycle
Consistency	None	40% of the cycle’s profit
Payouts	Not applicable	First after 28 days, then every 14; $100 threshold
Funded-only rules	Not applicable	Protector, news window, 3-minute hold, margin usage
Inactivity	30 days	30 days

How trailing equity works on Access

Step	Balance	Equity high	Max-drawdown floor	What the rule does
Start	$10,000	$10,000	$9,000	Floor is 10% below the highest equity.
Open trade runs up	$10,000	$10,600	$9,540	Open profit raises the floor immediately.
Trade reverses and closes	$10,100	$10,100	$9,540	The floor stays where the open high put it.
Next 00:00 UTC reset	$10,100	$10,100	$9,540	New daily floor: $10,100 x 0.95 = $9,595.

The trade above added $100 to the balance, but the floor rose $540 because it followed the $10,600 equity high, so the room above the floor fell from $1,000 to $560. On Access, take partial profit or tighten stops on runners if you do not want an open winner to lift the floor.

Fee refund and resets differ on Access: the refund with your 3rd consecutive payout is only the $5 entry fee, and a funded-stage reset costs 1.55 times the funded fee you paid. Current Access prices and the funded fee for each size are on the Atlas Funded deals page.

Atlas Funded Futures Rules

Atlas Futures is a separate market with its own programs: Atlas Standard and Atlas Apex (one-phase evaluations), Atlas Direct (funded from day one) and Atlas Live (not sold, earned after the 4th paid payout). Accounts trade CME futures on Volumetrica in $25K, $50K, $100K and $150K sizes. The CFD rules above do not apply here.

Rule	Atlas Standard	Atlas Apex	Atlas Direct	Atlas Live
How you get it	Pass one phase	Pass one phase	Funded from day one	Earned after 4 paid payouts
Profit target	8% on $25K, 6% on $50K-$150K	8% on $25K, 6% on $50K-$150K	None	None
Drawdown ($25K / $50K / $100K / $150K)	$1,500 / $2,500 / $3,500 / $5,000 EOD trailing	$1,250 / $2,000 / $3,000 / $4,500 EOD trailing	$1,000 / $1,500 / $2,500 / $3,500 EOD trailing	$1,000 / $1,500 / $2,500 / $3,500 trailing equity
Daily loss	2% lockout (not a breach)	None	None	None
Evaluation minimum days	2	1	Not applicable	Not applicable
Consistency	50% to pass, 40% funded	None	20%	20%
Funded days per cycle	5 days of $150+	4 days of $200+ ($195 on $150K)	5 days of 1%+	4 days of 1%+
Payouts	Every 7 days, 50% of cycle profit up to $1,500-$3,000	Every 7 da