Fintokei DealWatch: Fintokei publishes three discount codes of its own right now. NEW20 takes 20% off a first challenge and has been on the fintokei.com homepage since at least November 2025. COMBOTRADER takes 10% off a $50,000 ProTrader challenge and adds a free $5,000 ProTrader challenge, until October 31, 2026. FIVETOKEI, printed on Fintokei's Italian discount-code page, takes 5% off and has no end date. BestProps entered each code into Fintokei's own checkout on October 11, 2026 without paying: NEW20 cut every one of the 23 US-dollar challenges by exactly 20% (a $50,000 ProTrader fell from $329 to $263.20), and four older campaign codes were refused. Fintokei charges a one-time fee per challenge, with no monthly subscription and no activation fee. It also does not accept residents or citizens of the United States. BestProps did not complete a purchase.
Fintokei Discount Code Verifier
Pick the offer you care about. The result updates below before you reach the full price tables.
The fintokei.com homepage reads "Grab 20% off your first Fintokei challenge! Use promo code NEW20 at checkout". On October 11, 2026 Fintokei's checkout accepted NEW20 on all 23 US-dollar StartTrader, SwiftTrader, ProTrader and ProTrader Swing challenges and took exactly 20% off each, for example $329 to $263.20 on the $50,000 ProTrader and $44 to $35.20 on the $5,000 SwiftTrader.
Meant for a first purchase only. The checkout test ran without an account, so a first-purchase check at payment could still refuse it for returning customers. The homepage button that is supposed to apply the code points to app.fintokei.com, which did not load on Oct 11, 2026; type the code yourself.
Best Current Read
- Best code for a first purchase: NEW20, 20% off any challenge. It is printed on the fintokei.com homepage, and Fintokei's checkout applied it to every US-dollar plan on October 11, 2026.
- Best deal if you want two accounts: COMBOTRADER on the $50,000 ProTrader: $296.10 at checkout plus a free $5,000 ProTrader. Fintokei puts the total saving at $82, but only $32.90 of it is cash; NEW20 saves $65.80 on the same challenge. Ends October 31, 2026.
- Returning customer: FIVETOKEI, 5% off, from Fintokei's Italian discount-code page. Small, but it has no end date and worked on all four programs.
- What you pay: one fee per challenge, from $44. There is no monthly renewal and no activation fee once you pass.
- Free start: up to 2 free trial accounts per program for 14 days each. They are practice only and do not lead to a payout.
- Main catches: Fintokei does not serve the United States and 15 other countries and blocks new purchases from 16 more. Refunds are only possible within two weeks and only if you have not opened the client zone or traded.
Fintokei Deal Snapshot
| Offer row | Source-backed finding | Status label | What can trip you up | Source |
|---|---|---|---|---|
| NEW20 | Homepage: "Grab 20% off your first Fintokei challenge! Use promo code NEW20 at checkout". Checkout on October 11, 2026: 20% off all 23 US-dollar challenges. | Official public codeCheckout testedNot verified by purchase | First purchase only. The homepage button to apply it automatically pointed to a host that did not load. | Homepage / Checkout |
| COMBOTRADER | 10% off the $50,000 ProTrader ($329 to $296.10 at checkout) plus a free $5,000 ProTrader, added 14 days after purchase. Ends 31. 10. 2026 23:59. | Official public codeCheckout testedNot verified by purchase | One per trader. Only the $50,000 size. The help centre and the checkout also accept the $50,000 ProTrader Swing; the landing page names only ProTrader. | Combo page / Conditions |
| FIVETOKEI | 5% off, "at any time, without limits", per Fintokei's Italian page. Checkout: 5% off on all four programs. | Official public codeCheckout tested | Published only on the Italian site. Worth less than NEW20 on a first purchase. | Italian page |
| Free trial | 2 free trials per program (8 in total), 14 days each, Phase 1 conditions. | Official current terms | The homepage FAQ says "up to three"; the help centre article is newer. A trial never leads to a payout. | Free trial article |
| Codes that have ended | XMAS, FINTOMATE, 100PROFIT and RELOAD50 were all refused by the checkout on October 11, 2026. | Expired | Coupon sites still list some of these. | Checkout |
| Coupon-site codes | Several coupon and review sites list other Fintokei codes with 5% to 25% discounts. | Not confirmed with Fintokei | Not found on any Fintokei page, so BestProps does not reprint them. | — |
Source check: List prices were read from the fintokei.com homepage and from Fintokei's checkout on October 11, 2026. Codes were tested by choosing each challenge on Fintokei's public checkout page (my.fintokei.com), ticking "I have a coupon", entering the code and pressing Validate. That step shows the discount and the new price before any personal details or payment are entered. BestProps did not create an account, enter payment details or complete a purchase, so the final payment step was not tested.
Fintokei Prices With NEW20, by Account Size
List prices in US dollars on October 11, 2026, and the price Fintokei's checkout showed after NEW20. EUR challenges carry the same numbers in euros (a €50,000 ProTrader was €329, and €263.20 with NEW20). Prices are the same on MetaTrader 5, MetaTrader 4 and cTrader/TradingView.
| Account size | StartTrader | SwiftTrader | ProTrader | ProTrader Swing |
|---|---|---|---|---|
| $5K | $44 → $35.20 | $44 → $35.20 | $49 → $39.20 | $69 → $55.20 |
| $10K | — | $89 → $71.20 | $99 → $79.20 | $119 → $95.20 |
| $20K | $119 → $95.20 | $144 → $115.20 | $159 → $127.20 | $199 → $159.20 |
| $50K | $244 → $195.20 | $299 → $239.20 | $329 → $263.20 | $419 → $335.20 |
| $100K | $419 → $335.20 | $499 → $399.20 | $549 → $439.20 | $679 → $543.20 |
| $200K | — | $1,099 → $879.20 | $1,249 → $999.20 | $1,499 → $1,199.20 |
| $400K | — | — | $2,599 → $2,079.20 | — |
Each figure is a one-time fee. "—" means Fintokei does not sell that size in that program. FIVETOKEI takes 5% off the same list prices (for example $244 to $231.80 on the $50,000 StartTrader); COMBOTRADER applies only to the $50,000 ProTrader and ProTrader Swing.
What Each Fintokei Program Gets for the Price
| Program | Phases and profit targets | Daily loss | Maximum loss | Other limits | Starting reward |
|---|---|---|---|---|---|
| StartTrader ($5K-$100K) | 3 phases: 2%, 3%, 6% | 3% (equity at midnight) | 6% | No more than 40% of the target from one day; min 3 days, max 180 days per phase | 50%, rising to 100% |
| SwiftTrader ($5K-$200K) | 1 phase: 6% | 2% | 3% (static) | Daily profit cap 3%; min 3 days, max 60; payout needs at least +3% | 90% |
| ProTrader ($5K-$400K) | 2 phases: 8%, 6% | 5% (equity at midnight) | 10% | Min 3 trading days, no maximum; leverage up to 1:100 on forex | 80% |
| ProTrader Swing ($5K-$200K) | 2 phases: 8%, 6% | 5% (balance at midnight) | 10% | Swap-free; min 3 days, no maximum | 80% |
All four programs cap the risk on open trades at 3% of the account, and an account with no trade for about 30 days is closed for inactivity. News trading and expert advisors are allowed except for practices Fintokei lists as prohibited. Funded payouts can be requested every 14 days, with a minimum of $100. Full rule pages: StartTrader, SwiftTrader, ProTrader and ProTrader Swing.
NEW20 or COMBOTRADER on the $50,000 ProTrader?
| Option | You pay at checkout | Cash saved | What else you get |
|---|---|---|---|
| No code | $329 | $0 | — |
| NEW20 (first purchase) | $263.20 | $65.80 | — |
| COMBOTRADER (to Oct 31, 2026) | $296.10 | $32.90 | A free $5,000 ProTrader challenge ($49 list price), 14 days later |
| FIVETOKEI | $312.55 | $16.45 | — |
| NEW20, then buy a $5K ProTrader separately | $263.20 + $49 = $312.20 | $65.80 | The same two accounts, with no 14-day wait |
For a single account on a first purchase, NEW20 is the cheapest route at $263.20. If you want the extra $5,000 account anyway, COMBOTRADER is $16.10 cheaper than NEW20 plus a separately bought $5,000 ProTrader ($296.10 against $312.20), but the second account arrives 14 days later and a refund of the $50,000 challenge cancels it. If you have bought from Fintokei before, NEW20 should not apply, and COMBOTRADER is the larger saving on this size. The free $5,000 challenge is a challenge account, not cash; it still has to be passed.
What a Discount Can Cover at Fintokei
| Purchase | Can a code be used? | What Fintokei publishes |
|---|---|---|
| Challenge fee (any program) | Yes | NEW20, COMBOTRADER and FIVETOKEI all reduce the one-time challenge fee at checkout. |
| Activation fee or monthly fee | Nothing to discount | Fintokei charges a one-time fee only. Its help centre: "This is your only cost". |
| Reset or retry | Only with a retry code | There is no reset product. After a breach you buy a new challenge; Fintokei sometimes emails a discount code valid for the same plan. |
| Free trial | Already free | 2 per program, 14 days each. |
| Gift vouchers | No | Discount codes cannot be used to buy vouchers, and a voucher cannot be redeemed by the person who bought it. |
| Two codes in one order | No | The checkout has one coupon field. Fintokei's free-challenge promotions "can't be combined with other discount codes or cashback deals". |
| Profit split instead of price | Once | 100PROFIT (April 2026) raised the first ProTrader payout from 80% to 100% instead of lowering the price. |
Worked Examples: What a Fintokei Challenge Really Costs
All figures are the checkout prices BestProps saw on October 11, 2026. Fintokei's fee is paid once per challenge, so the main extra cost is buying another challenge after a breach.
| Scenario | Calculation | Total |
|---|---|---|
| $5,000 SwiftTrader with NEW20, pass first time | $44 − 20% | $35.20 |
| $50,000 StartTrader with NEW20, pass first time | $244 − 20% | $195.20 |
| $100,000 ProTrader with NEW20, breach once, rebuy at list price | $439.20 + $549 | $988.20 |
| Same, but the rebuy uses FIVETOKEI | $439.20 + $521.55 | $960.75 |
| $100,000 SwiftTrader with NEW20 | $499 − 20% | $399.20 |
| $400,000 ProTrader with NEW20 | $2,599 − 20% | $2,079.20 |
| $50,000 ProTrader Swing with COMBOTRADER | $419 − 10%, plus a free $5K ProTrader | $377.10 |
Because there is no monthly renewal, a slow pass does not cost more at Fintokei, as long as you place at least one trade every 30 days. ProTrader and ProTrader Swing have no maximum time at all; StartTrader allows 180 days per phase and SwiftTrader 60 days. What does cost money is a breach, since each new attempt is a full challenge fee unless Fintokei sends a retry code.
Which Fintokei Challenge Gives the Most Room per Dollar
The maximum loss is how far an account can fall before it fails. Dividing the NEW20 price by that amount shows what you pay for each $1,000 of room.
| Challenge | Maximum loss | Price with NEW20 | Per $1,000 of maximum loss |
|---|---|---|---|
| StartTrader $5K | $300 | $35.20 | $117.33 |
| StartTrader $50K | $3,000 | $195.20 | $65.07 |
| StartTrader $100K | $6,000 | $335.20 | $55.87 |
| SwiftTrader $5K | $150 | $35.20 | $234.67 |
| SwiftTrader $50K | $1,500 | $239.20 | $159.47 |
| SwiftTrader $100K | $3,000 | $399.20 | $133.07 |
| ProTrader $5K | $500 | $39.20 | $78.40 |
| ProTrader $50K | $5,000 | $263.20 | $52.64 |
| ProTrader $100K | $10,000 | $439.20 | $43.92 |
| ProTrader Swing $5K | $500 | $55.20 | $110.40 |
| ProTrader Swing $50K | $5,000 | $335.20 | $67.04 |
| ProTrader Swing $100K | $10,000 | $543.20 | $54.32 |
ProTrader is the cheapest per dollar of room at every size, because its 10% maximum loss is the widest. SwiftTrader is the most expensive by this measure: its 3% maximum loss is small for the price, which is the trade-off for a single 6% phase and the fastest route to a payout. StartTrader and ProTrader Swing sit in between; StartTrader also limits any one day to 40% of the profit target in every phase.
How to Apply a Fintokei Promo Code
- Copy the code from an official Fintokei source: the homepage (NEW20), the ProTrader Combo page (COMBOTRADER), the Italian discount-code page (FIVETOKEI), Fintokei's blog, its emails or its app.
- Open the checkout at my.fintokei.com/en/purchase (or press Start now on fintokei.com). Pick the program, the account currency, the platform and the account size.
- Tick I have a coupon, type the code exactly and press Validate. The order summary should show a Discount line and the new Price. If it says "Coupon is not valid", the code does not apply to that plan.
- Fill in your details, accept the terms and press Proceed to payment. Fintokei's help centre says you must be logged in to MyFintokei when using a code, so if a valid code is refused at this stage, log in first and validate it again.
- Pay by card (Visa, Mastercard, Maestro, JCB, Apple Pay or Google Pay), crypto, SEPA transfer for EUR challenges, or domestic bank transfer for JPY challenges.
Fintokei Code Not Working? Common Reasons
- It is for first purchases only. NEW20 is advertised for "your first Fintokei challenge", and Fintokei says some campaign codes are valid only for a customer's first purchase.
- Wrong account size. COMBOTRADER works only on the $50,000 ProTrader and ProTrader Swing; the checkout refused it on four other plans.
- The campaign ended. XMAS, FINTOMATE, 100PROFIT and RELOAD50 were all refused on October 11, 2026.
- Already used. Fintokei says codes can usually be used only once; COMBOTRADER is limited to one per trader.
- It was a retry code for another plan. Codes sent after a breach only work on the same plan again.
- Not logged in. Fintokei's help centre lists being logged in to MyFintokei as a requirement.
- You followed the homepage button. On October 11, 2026 the "Start with 20% off" button pointed to app.fintokei.com, which did not load. Enter the code on my.fintokei.com instead.
- It came from a coupon site. BestProps could not find those codes on any Fintokei page.
Fintokei Sale History (Dated Evidence)
Read from Fintokei's own blog, help centre and archived copies of its homepage. Only offers with a dated official source are listed. Codes that have ended are history only.
| Date | What Fintokei published | Code | Source |
|---|---|---|---|
| Nov 2023 | Archived homepage: no discount code or sale banner. | None | Archived homepage |
| Nov 24-28, 2024 | Black Friday week: archived homepages show no code or sale banner. | None | Nov 24, Nov 28 |
| Dec 13-31, 2024 | Buy any program as a gift voucher and get a 15% code for the same program; plus a free identical ProTrader €10K-€50K challenge with your first payout, for the first 5,000 traders. | None (vouchers) | Blog |
| Nov 11, 2025 | "1+1": any program; reach your first payout by April 30, 2026 and get an identical challenge free. | FINTOMATE | Blog |
| Nov 15 – Dec 1, 2025 | Homepage banner: 20% off your first challenge. | NEW20 | Nov 15, Dec 1 |
| Dec 4-31, 2025 | 5% off any challenge, usable up to 3 times, plus a prize-wheel spin (free challenges, up to 24% off, merchandise). | XMAS | Blog |
| Apr 2-30, 2026 | Keep 100% of your first ProTrader payout instead of 80%; capped at 500 purchases; ProTrader Swing excluded. | 100PROFIT | Help centre |
| May 12 – Jun 30, 2026 | SwiftTrader "Second Chance": breach by August 31 and receive a 50% retry code, valid 3 days. | RELOAD50 | Help centre |
| Jul 3, 2026 | New $5,000 ProTrader challenge at $49. | None (new size) | Blog |
| Jul 16 – Aug 31, 2026 | 30% off the $5,000 ProTrader in the Fintokei mobile app only ($49 to $35). | Shown in the app | Blog |
| Sep 11 – Oct 31, 2026 | 10% off the $50,000 ProTrader or ProTrader Swing, plus a free $5,000 ProTrader. | COMBOTRADER | Combo page |
| Oct 11, 2026 | NEW20 still on the homepage; FIVETOKEI on the Italian page. | NEW20, FIVETOKEI | Homepage, Italian page |
Fintokei Black Friday and Holiday Deals: the Documented Pattern
The record does not show a Black Friday price cut. Archived homepages from Black Friday week 2024 have no code or banner, and in November 2025 the only homepage offer was the standing NEW20 first-purchase code. Fintokei's seasonal campaigns have instead been extras on top of the price: a free second challenge after your first payout (December 2024, November 2025), a small 5% Christmas code with a prize wheel (December 2025), a bigger first payout (April 2026), a retry discount after a breach (May-June 2026) and a free $5,000 account with a $50,000 purchase (autumn 2026). Since April 2026 a new campaign has started every one to two months and run for four to seven weeks. BestProps does not predict sale dates. On this record, a first-time buyer gains little by waiting, because NEW20 at 20% has been larger than most of the campaign discounts.
Other Ways to Pay Less at Fintokei
- Use the free trials first. Two 14-day trials per program let you test the rules and platforms before paying.
- Start small. The $5,000 StartTrader and SwiftTrader cost $44, or $35.20 with NEW20.
- Pick ProTrader for room per dollar. It gives the widest maximum loss for the price at every size.
- Collect loyalty XP. Fintokei's Loyalty Program gives XP even for failed challenges (50 XP per breach) and awards free challenges from 2,000 XP. Its current mission, One Life Run (October 8 to December 31, 2026), pays 300 XP for taking one new challenge to the funded stage without a breach.
- Check your email after a breach. Fintokei sometimes sends a discount code for the same plan.
- Do not open the client zone until you are sure. The two-week refund only applies if you have not accessed MyFintokei or traded.
Rules That Change the Real Cost
| Rule | What Fintokei publishes | Why it matters for a discounted challenge |
|---|---|---|
| Refunds | Refund within two weeks of purchase, requested by email, only if you have not accessed MyFintokei or placed a trade. Requests by chat or contact form are not accepted. (help centre) | Once you log in to the client zone, the fee is spent. Refunding a COMBOTRADER challenge also cancels the free $5,000 account. |
| Changing plan | Phase 1 accounts with no trades can be swapped within 14 days; Fintokei refunds and you buy again. | Re-check that your code still applies to the new plan. |
| Inactivity | Each account needs at least one open or closed trade every 30 days (31 on some programs). | An unused discounted challenge can still be lost. |
| Allocation caps | Funded allocation per trader: ProTrader and ProTrader Swing combined $400,000, SwiftTrader $200,000, StartTrader $100,000. | Buying many discounted challenges does not raise the cap (only Loyalty boosts do). |
| Payout costs | Minimum withdrawal $100. Fintokei pays bank fees; crypto payouts cost 2.5% plus €10 (ETH, USDT) or €20 (BTC, USDC). | A small first payout loses a noticeable share to crypto fees. |
| Payment methods | Cards, Apple Pay, Google Pay, crypto, SEPA (EUR challenges) and domestic bank transfer (JPY challenges). | Choose the account currency before you validate a code; COMBOTRADER is not available on JPY accounts. |
Countries Fintokei Does Not Accept
Check this before you pay, because a payout can be refused at identity verification. Fintokei's eligibility article says it does not serve residents or citizens of Afghanistan, Belarus, Cuba, India, Iran, Iraq, Myanmar, North Korea, Russia, Somalia, South Sudan, Sudan, Syria, the USA, Venezuela and Yemen. Bangladesh, China, Pakistan and Vietnam are temporarily restricted. New purchases are currently not available in Cambodia, Ethiopia, Ghana, Indonesia, Kenya, Malaysia, Morocco, Nigeria, the Philippines, Saudi Arabia, Senegal, South Africa, Thailand, Türkiye, Ukraine and the United Arab Emirates. Traders in the United States can compare the forex prop firms that accept US traders.
Is Fintokei Legit? What to Check Before You Buy
- Who runs it: Fintokei a.s., registered in Brno, Czech Republic (company ID 09110127), part of the Purple fintech group, which Fintokei says was founded in 2011.
- What you buy: an evaluation on simulated accounts. Fintokei's FAQ says it is not regulated, does not take deposits and does not execute your trades in the real market.
- Trustpilot: on October 11, 2026 the Fintokei Trustpilot page showed a TrustScore of 4.3 from 1,394 reviews, 648 of them in the last 12 months: 1,072 five-star (77%) and 110 one-star (8%). The profile has been claimed since January 2024, Fintokei invites customers to review, and it had replied to 98% of negative reviews.
- Firm's own figures: the homepage claims an average payout of $3,881, a highest payout of $129,032 and an average payout time of 3 hours 4 minutes, based on its data from January 1, 2025. These are Fintokei's figures, not independently checked.
BestProps has not verified any Fintokei payout. For programs, rules and payouts in more depth, see the Fintokei review.
Quick Check Before Paying
- Confirm your country of residence and citizenship are accepted.
- Choose the program, size, currency and platform first, then validate the code and read the new price in the order summary.
- Use NEW20 if this is your first Fintokei purchase; otherwise compare COMBOTRADER (only the $50K ProTrader or Swing) and FIVETOKEI.
- Note the refund condition: do not open MyFintokei or trade until you are sure you want to keep the challenge.
- Read the program's loss limits and time limits; a breach means paying the full fee again.
- Do not treat BestProps' dated check as a checkout guarantee.