Phidias Prop Firm Payout Rules: Withdrawals, Split, Wallet and Payout Proof

Sources: All Our Rules (sections 12, 15, 16 and 17), help article 6, withdrawal requests, help article 20, Express to Live and Premium account rules, all read October 11, 2026.

Phidias runs two different payout systems. Express to Live pays one fixed bonus and then moves you to a real-money LIVE account. Fundamental and Premium pay capped withdrawals from a simulated CASH account, cycle after cycle, and only a risk-team review moves them to LIVE. Pick the row for the account you hold before reading anything else.

BestProps did not buy an account or request a payout; this was read from the firm’s public pages on October 11, 2026 and not verified by purchase.

Help article 20 says that when the CASH target is hit and you click “Switch to Live”, the bonus is “automatically credited to your Phidias Wallet (subject to the 80/20 profit split)” with “No withdrawal request needed, no minimum trading days, no balance threshold.” The standard withdrawal rules do not apply to E2L. Source: Express to Live rules, rules page section 15.

E2L has no consistency rule, no minimum days and no daily loss limit, so the only gate is reaching the target twice inside a static drawdown that never trails. The bonus is a one-time payment: after the click, the account is a LIVE account and later money comes from LIVE payouts.

The rules list each bonus with “(80/20 split)” but do not say whether the 20% comes off the listed figure. If it does, the 25K bonus would reach the Wallet as $800, not $1,000. The Fastest Payout page also tells you to “request your $1,000 bonus payout”, while the help centre says no request is needed. Check the figure in your dashboard before you plan around it.

Fundamental CASH accounts pay through withdrawal requests: 10 qualifying trading days before the first request and between requests, a balance at or above $52,600 / $103,700 / $154,500, at most $2,000 / $2,500 / $2,750 per payment period, and a balance that cannot drop below $50,100 / $100,100 / $150,100 after the withdrawal. The split is a fixed 80/20. Fundamental is intraday only: positions must be closed before the end of the trading day. Source: rules page sections 5, 12 and 16.

The cap and the 10-day gap set a ceiling on how fast money can leave a Fundamental account: at most one capped payout per 10 qualifying days, however much profit sits in the account.

Premium uses the same thresholds, floors and caps as Fundamental, but only 5 qualifying days between payouts, and a split that rises with each payout on the CASH account: 75% on payout 1, 80% on payout 2, 85% on payout 3, 90% on payout 4 and 100% from payout 5. “The split applies to the payout cap for the account size.” The CASH account is funded 1 trading day after the evaluation pass, and overnight and weekend holds are allowed. Source: Premium account rules, rules page section 12.

Premium pays twice as often as Fundamental and ends at a higher split, but the first payout keeps only 75%. A Premium trader who stays simulated keeps 100% from payout 5, while a LIVE account is fixed at 80/20. The rules page says “There is no financial penalty for staying simulated”, yet the terms also say the trader “may not refuse” a LIVE transition once the risk team decides on it.

The monthly 10K Drawdown Challenge pays its top 10 into the Phidias Wallet: $12,000, $3,000, $2,160, $1,680, $1,320, $1,080, $840, $720, $660 and $540. The top 10% (outside the top 10) get a 50K one-time-payment Fundamental account with no activation fee; other participants get discount codes. Wallet winnings can be withdrawn to a bank account through Rise, moved to a LIVE account or spent in the Phidias store. Source: rules page section 18.

This is a ranking contest, not a funded account: prize money depends on where you finish against other entrants that month, not on a payout rule you can meet on your own.

“If you have multiple accounts, you can withdraw up to the maximum amount from each account during each payment period.” Source: rules page section 12, Terms of Use 3.1.5, help article 6.

The threshold decides whether you can ask at all; the floor and the cap decide how much. The largest request is the smaller of the cap and your balance minus the floor. At exactly $52,600 on a 50K account the floor would allow $2,500, so the $2,000 cap is what limits you.

The homepage FAQ says that at Phidias “you do have a threshold to request a payout, but you can withdraw into that threshold”. In practice the $2,600 threshold works like a buffer you must reach before the first request, and the $50,100 floor is the line you withdraw down to.

A trading day counts only if it closes with a positive PnL of at least $150 (50K), $200 (100K) or $250 (150K). “The system only considers a trading day as complete after market close and at the start of the 11th day.” The terms add that the 10 days (5 for Premium) run “from one request to another” and must be respected between each request “whether it was approved or refused”. Source: rules page section 12, Terms of Use 3.1.5.

Losing days, break-even days and small green days do not count. A refused request still restarts the count, so a premature request can cost you a full cycle. The count is not tied to when a payout is approved or paid.

A Fundamental 50K trader has 14 sessions: 9 days of +$150 or more, 3 days of +$60 and 2 losing days. Only 9 qualify, so the trader still cannot request, however high the balance is.

The rules page and help article 6 list a minimum withdrawal of $500. The Terms of Use say “The minimum withdrawal amount can never be less than $1,000.” The terms also say there is “a maximum payment amount” during “this initial three-month period” without defining the period beyond the per-period caps. Source: rules page section 12, Terms of Use 3.1.5.

If you plan a small first request, ask support which minimum the dashboard applies. A request below $1,000 could be refused under the terms, and a refused request still uses up your 10 or 5 qualifying days.

“In case of non-compliance with a deadline, the payment request will be carried over to the next payment request period.” If the balance falls below the threshold, “this does not constitute a fault but prevents any withdrawal request” until the account is back above it. “The system being automated, no exceptions can be made outside these rules.” Source: Terms of Use 3.1.5.

A losing week after you qualify does not close the account, but it blocks the request until the balance recovers to the threshold.

On funded accounts the end-of-day trailing drawdown “stops at $50,100 for a 50K account and at $100,100 for a 100K account” and no longer trails. The rules do not publish a stop level for 150K and do not say whether the liquidation level moves after a withdrawal. Source: rules page section 4.

Assumes the liquidation level stays at the funded floor after the withdrawal.

Taking the full cap at the threshold leaves a 50K account $500 above liquidation. Some traders let the balance grow past the threshold before requesting so the account keeps more room after the payout.

Phidias deducts “a commission according to the applicable profit split (20% for Fundamental and E2L, progressive from 25% to 0% for Premium) on the withdrawal amount”. Source: Terms of Use 3.1.5, rules page section 12.

Each row assumes a full-cap request ($2,000 / $2,500 / $2,750) every cycle. The fewest-days row counts only the qualifying days between requests, not the evaluation.

Per payout, Fundamental pays more only on payout 1, the two tie on payout 2 and Premium pays more from payout 3. Premium can also request twice as often, so over the same number of qualifying days it pays well ahead.

On a LIVE account “the p