Prop Firms With the Highest Leverage, Checked on Funded Accounts

Key takeaways

Prop firm leverage headlines quote the evaluation and forex only.

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Prop firm leverage headlines quote the evaluation and forex only. We checked the leverage on the FUNDED account for EURUSD, gold (XAUUSD) and the Nasdaq 100 at 22 firms on October 2, 2026, and ranked 14 on a funded leverage score (the leverage of an equal-dollar basket of all three). FTMO 1-Step leads at 60.0 (1:100 forex, 1:50 gold and US100), then FunderPro Classic 39.13 (1:100 / 1:30 / 1:30, with a 20% funded margin cap per asset class) and BrightFunded 2-Step Classic 35.29 (1:100 / 1:40 / 1:20). 8 of the 14 keep 1:100 forex once funded, but 5 cut at least one market between evaluation and funded: AquaFunded halves forex, gold and indices, RebelsFunding goes from 1:200 to 1:100, and FundingPips and Instant Funding run temporary 1:5 funded leverage on gold and indices (scores 7.32). For crypto, HyroTrader allows up to 1:150 per position on BloFin but caps funded exposure at twice the allocation. The only 1000:1 figure we found is Axi Select’s Seed stage, which uses your own live deposit.

Freshness: checked October 2, 2026. Firms change leverage without notice, and two firms here run temporary funded-only cuts; re-check before you buy. Each Trustpilot figure carries the date we read it.

Quick picks among prop firms with the highest leverage

The short answer: if you want the most leverage that survives into the funded account on the markets prop traders hold most, FTMO 1-Step is first by a wide margin. If you only trade forex, 8 ranked firms give 1:100 once funded, and the choice comes down to the floor and the price.

• Highest funded leverage score: FTMO 1-Step, 60.0. 1:100 forex, 1:50 gold and US100, €319 ($358.08).
• Most gold leverage after FTMO: BrightFunded 2-Step Classic, 1:40 on gold at every stage, €297.
• Cheapest 1:100 forex per $1,000 of loss room: RebelsFunding RF Copper $40K, $33.75. At $50K, FundingPips 2 Step Flex costs $49.83 with gold and indices cut to 1:5; Alpha Pro 10% costs $53.40 with them intact.
• Best leverage-to-floor balance: FunderPro Classic, 1:100 / 1:30 / 1:30 on a 10% static floor, $63.80 per $1,000.
• Crypto: HyroTrader Two-Step, up to 1:150 per position on BloFin, 1:100 on every route, capped at 2x notional once funded.

Evaluation leverage vs funded leverage at prop firms

Every page-one result for this search quotes one ratio per brand, usually “up to 1:100” on forex. That number almost always describes the evaluation, on currency pairs, on the firm’s best account type. We found four ways the leverage you actually get once funded is lower:

• Stage drops. AquaFunded runs 1:100 forex on the evaluation and 1:50 funded; RebelsFunding 1:200 and 1:100; Goat Funded Trader 1:100 and 1:50.
• Market drops. Gold and index leverage is usually far below forex: The5ers 1:100 forex but 1:25 on metals and indices; Blueberry Funded 1:30 and 1:10.
• Account-type drops. Swing and swap-free versions cut leverage: FTMO Swing runs 1:30 / 1:15 / 1:15, FundingPips Swing 1:30 on forex.
• Temporary funded-only cuts. FundingPips and Instant Funding print standard tables, then apply lower leverage to funded gold and indices with no end date.

Of the 14 firms we rank, 9 show no change between evaluation and funded (two of them through a single program-wide table) and 5 cut at least one of the three markets once you are funded. That is why this guide ranks on the funded figure only.

What leverage means at a prop firm

Leverage is the ratio between a position’s size and the margin the account must set aside for it. At 1:100, $1,000 of margin holds a $100,000 position; at 1:30 the same position needs $3,333; at 1:5 it needs $20,000. At a prop firm both the capital and the margin are simulated, so leverage is a setting in the firm’s rules, not a loan.

The part most traders miss: leverage does not decide when a prop account ends. The firm’s maximum loss floor does. A $50,000 account with a $5,000 floor fails at a $5,000 loss whether you used 1:5 or 1:100 to get there. Higher leverage only lets you open a bigger position with the same margin, which means the floor arrives faster. Leverage also caps the total size you can hold at once, which matters if you run several positions together.

How the funded leverage score works, with a $50K example

To compare firms on one number we use a funded leverage score: the leverage of holding the same dollar amount in EURUSD, gold and the Nasdaq 100 at the same time, using each firm’s funded-stage ratios.

Funded leverage score = 3 ÷ (1/forex ratio + 1/gold ratio + 1/NAS100 ratio)

Same thing in dollars: $300,000 of exposure divided by the margin that $100,000 in each of the three markets needs.

Worked example on FTMO 1-Step: $100,000 of EURUSD at 1:100 needs $1,000 of margin, $100,000 of gold at 1:50 needs $2,000, and $100,000 of NAS100 at 1:50 needs $2,000. That is $5,000 of margin for $300,000 of exposure, a score of 60.0. The same basket at Instant Funding’s funded figures (1:100 forex, 1:5 gold and indices) needs $1,000 + $20,000 + $20,000 = $41,000, a score of 7.32. A high forex ratio cannot rescue a low gold or index ratio, which is the point: most traders hold more than one market.

On a $50,000 account, one standard lot of EURUSD is €100,000, or $112,250 at the ECB reference rate of 1.1225 for October 2, 2026. That lot needs $1,122.50 of margin at 1:100, $3,741.67 at 1:30 and $22,450 at 1:5. A lot of gold or NAS100 is defined differently at each firm (FXIFY’s USTEC contract is 10 units, E8’s NSDQ contract 5), so we compare those per $100,000 of exposure instead of per lot.

We also show how many EURUSD pips a position opened at the full funded forex leverage can move against you before the floor: floor % × 1.1225 × 10,000 ÷ forex ratio. On a 10% floor that is 11.2 pips at 1:100 and 37.4 pips at 1:30. Ties on the score are broken by the higher funded forex ratio, then by the lower price per $1,000 of loss room: (list price + any activation fee) ÷ overall loss floor in dollars × 1,000.

What counts as high leverage at a prop firm, by market

Across the 14 ranked firms, funded leverage runs from 1:30 to 1:100 on forex, 1:5 to 1:50 on gold and 1:5 to 1:50 on the Nasdaq 100. On crypto CFDs it is lower still: 1:1 to 1:5 at the firms above, against 1:100 at the two crypto-only firms. Measured against what these firms actually give funded traders:

• Forex: 1:100 is the ceiling at every ranked firm once funded (8 of 14 offer it); 1:30 is the common floor.
• Gold: 1:30 or more is high (FTMO 1:50, FXIFY 1:50 with its paid add-on, BrightFunded 1:40, FunderPro and Alpha Capital Group 1:30); 1:10 to 1:25 is typical.
• Nasdaq 100: 1:30 or more is high and only FTMO (1:50) and FunderPro (1:30) reach it; 1:10 to 1:20 is typical.
• Crypto: 1:100 exists only at crypto-only firms, and account-wide caps can limit it.

How we checked prop firm leverage

1. Sources: each firm’s own symbol list, leverage help article, product table or terms, read October 1 to 3, 2026; never marketing copy alone or another roundup.
2. Funded stage: we use the leverage on the funded account. A sentence saying leverage is the same at every stage counts; so does one program-wide table with no stage split, applied the same way to every firm.
3. Three markets: EURUSD, gold (XAUUSD) and a US tech index (NAS100, US100 or USTEC). A firm that publishes no funded gold or index ratio is not ranked.
4. Conservative reading: when a firm’s pages disagree, or a temporary notice is in force, we use the lower figure and mark it. Lot-tiered leverage is read at 1.00 lot.
5. One product per firm: the firm’s highest-scoring product at $50K (or the nearest size), ranked on list price. A product whose loss floor trails intraday equity is never the ranked product.

A discretionary move to a live account is shown as a warning, never a reason to rank a firm lower. Promo codes are shown with their end dates and never set a rank.

Prop firms with the highest leverage, ranked by funded leverage

Notes on this ranking: * No activation or funded-account fee is named on the firm’s pages, so the price per $1,000 uses the challenge fee only; any fee charged later would raise it. † The firm’s own pages disagree; we rank on the lower reading. The5ers: 8% floor on the $50K table, 10% in its FAQ, which would make it $49.80 per $1,000 and leave its rank unchanged. Funded Trading Plus: 1:30 forex in its Risk Review Policy, 1:50 on its leverage page, which would score 25.0 and stay sixth. FundedNext: 1:30 / 1:10 / 1:10 on the product card, 1:100 / 1:15 / 1:15 in its general rules, which would score 20.93 and move it to ninth. ‡ Euro list price converted at the ECB rate of 1.1225 for October 2, 2026; a small currency move does not change either firm’s place. § No $50K size; $40K is the nearest size sold, and funded leverage falls at $80K. FundedNext and Blueberry Funded tie on score and forex ratio, so price per $1,000 decides; FundingPips and Instant Funding tie the same way.

What prop firm leverage does to your loss floor

Leverage only matters against the floor. The second table puts each firm’s margin needs beside its floor, the number of EURUSD pips a full-leverage position survives, and the rule that caps how much of the ratio you can use. Same row order as above.

Read the pips column as a warning, not a target. A position using the full 1:100 on $50,000 is about 44.5 lots of EURUSD, and each pip moves it by about $445. Nobody should size like that; the column shows how little room the headline ratio leaves when it is used.

Temporary funded-only leverage cuts in force

Three firms we checked run a leverage notice that applies only to funded accounts and has no fixed end date. Two of them change the ranking a lot, because the cut hits gold and indices, two of the three markets in the score.

FundingPips calls its version dynamic leverage: the first 0.05 lots of a gold or index position get 1:50, and each further slice gets less, down to 1:5 from 0.50 lots, so a large position needs far more margin than the table suggests. Instant Funding’s cut is flat at 1:5 on funded metals, oil and indices until, in its words, “market conditions stabilize”. The5ers’ cut touches oil only, so its score does not change. In each case the evaluation keeps the standard table, so the cut arrives on the day you are funded.

Leverage cut clauses and margin caps at prop firms

Beyond the notices above, most firms keep the right to lower leverage. Apart from The5ers’ oil notice, none of these clauses was in force for every funded account when we checked, so they are watch-outs, not ranking changes. What triggers them differs:

• After a rule finding: FTMO clause 7.6.5, BrightFunded clause 5.8 (to 1:5), RebelsFunding clause 7.4, Crypto Fund Trader section 7.2 and HyroTrader agreement clause 7.11 allow a cut when the firm decides you broke a rule.
• Around news: FXIFY clause 4.5 drops forex and gold to 10:1 from 10 minutes before to 5 minutes after major events, including on positions already open.
• A review group: Alpha Capital Group’s Focused Trader Group moves flagged funded accounts to 1:30 / 1:9 / 1:10 with a 10-lot cap at $50K.
• Any time: FundingPips may decrease leverage on any account, and The5ers may require leverage limits for funded traders (it is using that right on oil now).

Margin and exposure caps limit leverage from the other side. FunderPro allows 20% of the starting balance as margin per asset class once funded; AquaFunded forfeits profit from any trade using more than 80% of available margin; Funded Trading Plus reviews accounts using 65% of margin at $50K; HyroTrader caps funded exposure at twice the allocation. Lot caps do the same job: Instant Funding allows 1.5 lots of metals at $50K, Alpha Capital Group 20 lots in total once funded, E8 Markets 20 lots per gold ticket. FundedNext’s 3% open-risk rule and Alpha Capital Group’s 2% per-asset open-loss rule bite well before any ratio does.

The ranked prop firms with the highest funded leverage

In table order. Each block gives the same fields: funded leverage, the stage change, cut clauses, usable-leverage limits, the evaluation rules and price, payouts and scaling, what you can trade, and the catch.

FTMO 1-Step keeps the most gold and NAS100 leverage once funded

FTMO is the only firm here that gives both gold and the Nasdaq 100 1:50 on the funded account, and that is what puts it first; most firms run those markets between 1:10 and 1:30. Its live symbols list prints the ratio per instrument (EUR/USD 1:100, XAU/USD 1:50, US100.cash 1:50 on the Standard account), and the FAQ says the account type, not the stage, sets it: “At all stages, you trade with fictitious capital; the leverage is applied to this fictitious capital only.” The 1-Step is sold only as a Standard account, so you cannot end up on the lower Swing table by mistake.

Video: no official FTMO video covers leverage, so none is embedded; we do not substitute third-party videos.

• Funded leverage: 1:100 / 1:50 / 1:50 on EURUSD, gold and NAS100; leverage score 60.00.
• Evaluation vs funded: Same at every stage: the account type chosen at order carries into the FTMO Account.
• Cut clause or notice: Terms clause 7.6.5 lets FTMO “reduce the offered leverage on any or all your accounts/ simulated trades” after it finds a forbidden practice or a risk-rule breach. No firm notice of a cut was in force when we checked.
• Usable-leverage limits: No margin cap. Per-order caps of 100 lots on EUR/USD and gold, 1,000 on US100.cash, 5 on BTCUSD; FTMO can also impose a risk-per-trade-idea limit after you pass.
• Rules and price: The 1-Step floor is 10% ($5,000), trailing on end-of-day balance (it only moves up), with a 3% ($1,500) daily loss that ends the account. Price €319 one-time, which is $358.08 at the ECB rate. No code at $50K when we checked. Price per $1,000 of loss room: $71.62.
• Payouts and scaling: 90% split on the 1-Step, paid on request from day 14 after your first trade; a 50% best-day rule applies to every reward. The 2-Step adds a scaling plan (+25% balance and a 90% split on qualifying cycles).
• What you can trade: 166 symbols: 28 forex majors and minors, 9 metals, 25 index and commodity CFDs, 30 crypto and 59 stock CFDs.
• Choose it when: you want the highest gold and Nasdaq leverage of any firm we checked, on a published per-symbol sheet.
• Watch out for: crypto is only 1:3.33, the 1:50 on gold and US100 is still half the forex figure, and the 1-Step floor trails your end-of-day balance upward and never moves back down.
• Trustpilot: 4.8 out of 5 from 53,666 reviews (read October 2, 2026).
• Other products checked: 2-Step Standard has the same leverage (score 60.0) at €345 and a static floor ($77.45/$1,000); 2-Step Swing drops to 1:30 / 1:15 / 1:15 (score 18.0).
• More on FTMO: FTMO review.

FunderPro Classic prints its leverage in a funded-account column

FunderPro publishes the clearest proof of funded leverage we found: its Classic product table has a column for Phase 1, Phase 2 and the Funded Account, and the leverage rows read the same in all three (forex 1:100; metals, oil and indices 1:30; crypto 1:2). The catch sits in a separate help article. “Once you are Funded, the 20% margin cap per asset class applies.” At $50,000 that is $10,000 of margin per class, which at 1:30 is about $300,000 of gold or index exposure and about $1,000,000 of forex.

Video: no official FunderPro video covers leverage, so none is embedded; we do not substitute third-party videos.

• Funded leverage: 1:100 / 1:30 / 1:30 on EURUSD, gold and NAS100; leverage score 39.13.
• Evaluation vs funded: Same in Phase 1, Phase 2 and Funded Account columns of the product table.
• Cut clause or notice: No leverage clause in the terms; clauses 5.4 and 14.3 let FunderPro change challenge rules at any time. No leverage notice in force.
• Usable-leverage limits: “You can use up to 20% of your starting balance as margin per asset class.” The first breach deducts that trade’s profit; the second fails the funded account and declines the payout. No lot cap.
• Rules and price: 10% static floor ($5,000) at every stage and a 5% ($2,500) balance-based daily loss. $319 one-time, no activation fee (terms clause 2.13), no code at checkout. Price per $1,000 of loss room: $63.80.
• Payouts and scaling: 80% split on Classic (90% with a paid add-on), every two weeks after 14 funded days and $100 minimum profit. Scaling: 10% profit in three straight months raises the balance by 50%, up to $5 million.
• What you can trade: Forex majors and crosses, metals, energies, US and EU indices including NAS100, shares and crypto.
• Choose it when: you want 1:100 forex and 1:30 gold and NAS100 that the firm itself shows on the funded account, on a static floor.
• Watch out for: the funded 20% margin cap per asset class ends the account on a second breach, and the Classic funded account has a news window and Friday close unless you buy the Swing add-on, which cuts forex to 1:30 and metals and indices to 1:10.
• Trustpilot: rating hidden behind Trustpilot’s “breach of our guidelines” banner, 1,559 reviews (read October 3, 2026).
• Other products checked: Pro 2-Phase has the same leverage at $419 ($83.80/$1,000); One Phase runs 1:50 / 1:10 / 1:10 (score 13.64) on a 6% floor.
• More on FunderPro: FunderPro review.

BrightFunded 2-Step Classic holds high gold leverage from challenge to funded

BrightFunded is the one firm that gives gold more room than indices: 1:40 on gold and commodities against 1:20 on indices, with forex at 1:100. Its leverage article settles the stage question in one line: “Important: The leverage is the same for Challenges and Funded Accounts.” One table covers every product, so the cheaper 2-Step Bright and the 1-Step score the same 35.29; the Classic wins on price per $1,000 of loss room because its 10% floor is the widest.

Video: “Modern Prop Firm Challenges Explained: Rules, Targets, and What to Expect,” BrightFunded official YouTube channel, April 29, 2026. Source type: firm-produced. Why selected: the firm’s own explainer of its challenge rules; it does not cover leverage, which is set out in the help article quoted above.

• Funded leverage: 1:100 / 1:40 / 1:20 on EURUSD, gold and NAS100; leverage score 35.29.
• Evaluation vs funded: Same; the firm says so in its leverage article (dated March 17, 2026).
• Cut clause or notice: Terms clause 5.8 lets the firm “reduce the offered leverage on products to 1:5 on any or all of the user’s accounts” if it finds a forbidden trading practice. Not in force for all accounts.
• Usable-leverage limits: The old margin rule has been removed. Positions cap at 50 lots each on EUR/USD, XAU/USD, US100.cash and BTC/USD at every account size.
• Rules and price: 10% static floor ($5,000) and a 5% daily loss that counts floating losses and ends the account. List €297, which is $333.38 at the ECB rate; an Autumn Promo banner shows €252.45 with RALLY15, no end date shown. No activation fee is named, so the cost is fee-only and marked. Price per $1,000 of loss room: $66.68.
• Payouts and scaling: 80% split by default, 90% with an add-on, up to 100% through the scaling plan. First payout 30 days after the first funded trade, then every 14 days; no consistency rule.
• What you can trade: Forex majors, minors and exotics, metals and energies, indices (US100.cash) and 48+ crypto pairs.
• Choose it when: gold