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Funding Pips

Item: Funding Pips
Rating: 8.15
Author: Mihail Valkanov

Traders access MT5, Match Trader, and cTrader with Tuesday payouts, biweekly or monthly options, bank or USDT payments, and refunds after four rewards.

Offers simulated evaluations, multiple platforms, flexible payout cycles, and clear risk frameworks, including an instant Zero model and consistent trader rewards.

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FundingPips is a simulation-only firm offering 1-Step and 2-Step evaluations plus an instant-style Zero model, with messaging around a fully simulated environment and rewards up to 100%. The firm advertises flexible reward cycles (weekly, bi-weekly, monthly, or on-demand) and supports MT5, Match-Trader, and cTrader.

Policy posts describe a Tuesday Pay Day (typically 80% split) with on-demand payouts and 90% for traders who reach “Hot Seat,” while the Zero model highlights bi-weekly payouts and tighter risk limits (e.g., 3% daily / 5% overall). Net-net, their positioning blends broad platform support with multiple payout cadences and an optional instant route.

Pros

Multiple platforms: MT5, Match-Trader, and cTrader supported.
Funding models for all levels: Two-Step, One-Step, and “Zero” instant funding (no evaluation).
Flexible rewards: Tuesday weekly (60%), bi-weekly (80%), on-demand (90% with consistency), or monthly (100%).
Clear risk rules: 2-Step (5% daily / 10% max), 1-Step (4% daily / 6% max); rules spelled out in Help Center.
Fast reward ops window + processing: Tuesday request window; typical processing 1–3 working days.
Payouts via bank transfer or USDT (TRC-20) through Rise; crypto option has no minimum.
Evaluation fee refund after 4 rewards (except 2-Step Pro & Zero).
News trading allowed on evaluation and (for Master) when on On-Demand cycle; no min days beyond the 3-day per-phase requirement.

Cons

Weekly request window limited to Tuesdays (09:00–19:00 Dubai time) unless using other cycles.
On-Demand 90% requires a 35% consistency score; Zero requires 15% consistency & 7 profitable days/30 days.
Zero model has tighter risk: 3% daily loss, 5% trailing max loss, 1% max floating risk; news/weekend trading prohibited.
$100k Two-Step listed at $529 – not marketed as the cheapest.
PayPal payouts not offered (bank transfer or USDT only).
Service not available to residents of sanctioned countries plus Vietnam & UAE.

Funding Pips Review:

Is a flexible, rules-clear prop with wide platform support (MT5, Match-Trader, cTrader) and multiple paths-Two-Step, One-Step, and “Zero” instant funding. Rewards are configurable: weekly Tuesdays at 60%, bi-weekly 80%, on-demand 90% (with consistency), or monthly 100%. Risk frameworks are explicit (Two-Step 5% daily/10% max; One-Step 4%/6%), requests run in a Tuesday window with typical processing in 1–3 business days, and payouts go via bank transfer or USDT (TRC-20) through Rise-no crypto minimums. Evaluation fees can be refunded after four rewards (excludes 2-Step Pro & Zero), news trading is allowed on evaluation and, for Master, when on the On-Demand cycle, and there’s no minimum days beyond the 3-day per-phase rule.

Trade-offs: the weekly request window is limited to Tuesdays (09:00–19:00 Dubai time) unless you switch cycles. On-Demand 90% needs a 35% consistency score; Zero demands 15% consistency plus 7 profitable days in 30, and carries tighter risk (3% daily, 5% trailing max, 1% max floating) with no news/weekend trading. Pricing isn’t bargain-bin ($100k Two-Step at $529), PayPal payouts aren’t offered, and service is unavailable in sanctioned countries plus Vietnam & the UAE. Best for disciplined traders who can hit consistency metrics and prefer structured reward cycles; less ideal if you need broader payout rails or looser instant-funding rules.