InstantFunding is a simulation-based prop firm offering true instant no-evaluation accounts alongside One-Phase and Two-Phase programs. It advertises up to 90% profit split, a first payout 14 days after your first trade then weekly, and on-demand payouts on the challenge tracks; supported platforms include MT5, cTrader, and Match-Trader, with leverage up to 1:100 on FX (lower on indices/commodities/crypto) plus multi-step scaling to larger balances. Payouts are processed via bank transfer (Rise) or crypto (USDC) with on-chain verification links for transparency.
- Multiple programs: Instant Funding, One-Phase, Two-Phase & Two-Phase Max.
- On-demand payouts once eligible (IF & One-Phase); Two-Phase allows payouts as often as every 5 days.
- Three platform choices globally (MT5, cTrader, Match-Trader); US traders supported via Match-Trader.
- Wide market coverage (FX, Indices, Commodities/Metals, Crypto, Stocks & ETFs as CFDs).
- Clear risk rules published (daily & max drawdown by program; news window add-on available).
- KYC & AML posture codified; restricted-country list publicly documented.
- Payout rails include RISE and direct USDC (ERC-20); bank wires supported via provider.
- Legal disclosures identify UK marketing entity and Saint Lucia operating entity with license number.
- Marketing pages and program pages show differing payout timelines (on-demand vs first payout timing) – can be confusing.
- Card brand/checkout methods not explicitly listed on site pages (brand-level transparency limited).
- US traders limited to Match-Trader (no MT5/cTrader in US).
- Complex rule set varies by program; add-ons modify core rules (profit split, news/overnight, drawdown).
- Weekend holding restricted unless specific add-on is purchased (for funded accounts).
- No published “cheapest fee” claim; $100k fee benchmarking not provided. (N/A)
InstantFunding Review:
flexible programs and broad market access. You can choose Instant Funding, One-Phase, Two-Phase, or Two-Phase Max, with on-demand payouts once eligible on IF/One-Phase and payouts as often as every 5 days on Two-Phase. Platforms are MT5, cTrader, and Match-Trader (U.S. supported via Match-Trader), and instruments span FX, indices, commodities/metals, crypto, plus stocks & ETFs as CFDs. Risk rules are clearly published by program, KYC/AML and a restricted-countries list are documented, and payouts run through RISE, USDC (ERC-20), and bank wire. Legal disclosures identify a UK marketing entity and a Saint Lucia operating entity with license details-good transparency.
Caveats: payout-timing language varies across pages (on-demand vs first-window messaging), checkout brand specifics aren’t listed, and U.S. traders are limited to Match-Trader (no MT5/cTrader). Rules can get complex-add-ons change profit splits, news/overnight permissions, and drawdown-and weekend holding on funded accounts typically needs an add-on. There’s no published “cheapest” claim or fee benchmarking. Verdict: strong fit if you want multiple paths, crypto/bank payout rails, and clear program-level rules; less ideal if you need MT5 in the U.S., ultra-simple policies, or rock-bottom challenge fees.
Instant Funding Details
