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FundingTraders is a challenge-based CFD/FX prop that also advertises an Instant Funding option in its help center. Default funded payouts are 80% to the trader with optional upgrades to 90% or 100% (purchased as add-ons), and the first payout window opens 14 days after your first funded trade; subsequent requests are typically on 14-day cycles post-reset. Site copy also stresses flexible program selection (1-Step/2-Step) to fit trading styles. The positioning leans on clear timelines and upgradeable splits for traders who want predictable payout cadence.

Pros
  • Multiple programs offered: One-Step, Two-Step, and Instant Funding (no evaluation for IF).
  • Platforms include MetaTrader 5 (MT5) and TradeLocker (official help).
  • Payouts supported via bank transfer (Rise Pay) and USDT (ERC-20) with low minimums ($200 bank / $50 crypto).
  • First payout window selectable: 7 or 14 days after first funded trade (then request anytime).
  • Default 80% profit split, add-ons available for 90% or 100% (documented in help).
  • Evaluation fee refunded with the first payout (card/USDT), except Instant Funding.
  • Clear published risk limits (example Pro10: phase dd 5% daily / 10% max; funded 4% daily / 8% max).
  • Restricted-countries list published for transparency.

Cons
  • Use of EAs/copy trading is prohibited unless specifically approved by the risk team.
  • Payout cadence language differs across pages (help vs. policy/marketing); expect 7 or 14-day first window.
  • Payout methods limited to bank transfer and USDT (no PayPal/Skrill).
  • Instant Funding excluded from evaluation-fee refund.
  • Geographic restrictions include Ukraine, Taiwan, Russia, Vietnam, and others.
  • Official site doesn’t specify card networks for checkout (only “card payments” noted).

FundingTraders Review

A platform that is streamlined and with clear rules providing three paths to funding-One-Step, Two-Step, and Instant Funding (no eval for IF). Platforms cover MT5 and TradeLocker. Payout rails are simple and low-friction: bank transfer via Rise Pay (min $200) and USDT (ERC-20, min $50). You can choose your first payout window-7 or 14 days from the first funded trade-then request anytime. Default split is 80%, with add-ons to 90% or even 100%; evaluation fees are refunded on the first payout (card/USDT), excluding Instant Funding. Risk limits are published and specific (e.g., Pro10: 5% daily/10% max in phase; 4%/8% funded), and restricted countries are listed for transparency.

Caveats: EAs/copy trading are prohibited unless the risk team approves; payout cadence language varies across pages (expect the 7- or 14-day first window); and withdrawals are limited to bank transfer or USDT-no PayPal/Skrill. Instant Funding is excluded from the fee refund, and there are notable geographic restrictions (e.g., Ukraine, Taiwan, Russia, Vietnam). Bottom line: a solid fit for manual traders who want clear rules, flexible first-payout timing, and straightforward bank/USDT rails-less ideal if you require wider payout methods or automated/copy strategies out of the box.

Funding Traders Details

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