Top One Futures is a futures-only, simulation-based prop firm offering a 1-Step Elite Challenge and instant options (Instant Sim Funded and S2F Sim PRO). Standard sim payouts run every 10 active trading days via bank transfer processed through Plane.com, with risk rules such as a 2.5% daily loss limit and an end-of-day trailing drawdown that locks after set profit thresholds; trading is done on Project X (web) and Quantower (desktop).
- Multiple paths to funding: One-Step Elite Challenge, Instant Sim Funded, S2F Sim PRO, and limited-time Ignite AF (automatic funding).
- Clear payout framework with 90/10 split (older accounts had 100% of first $20k), plus an “ANYTIME Payout” add-on option.
- Defined risk rules: 2.5% daily loss; trailing drawdown that locks at start balance +$100 after threshold/payout.
- Path to Live after successful payouts (Pre-Live/Live removes consistency rule and enables daily payouts/unlimited withdrawals).
- News trading allowed; broad listed futures coverage (indices, energy, metals, ags, FX, crypto MBT).
- Modern platforms: Project X (web) and Quantower (native) with official connection guides.
- No scaling plan requirements; you can use full contract limits from day one.
- Documented instrument-specific limits (e.g., Micro Bitcoin futures caps) and add-ons (e.g., No Daily Loss Limit).
- $149 activation fee to go from Elite Challenge to Sim Funded.
- Standard sim-funded payouts are every 10 active trading days unless you bought the “ANYTIME” add-on.
- No overnight positions (must close by ~4:10 PM ET).
- EAs/bots prohibited; manual trading only.
- Payout method is bank transfer via Plane.com (no PayPal/crypto listed).
- Consistency rule caps single-day profits (25% Elite, 20% Instant) before payout.
Top One Futures Review
A futures-first propfirm with multiple routes to funding and capital. You can choose One-Step “Elite Challenge,” Instant Sim Funded, S2F Sim PRO, or limited-time Ignite AF (auto funding). Payouts run on a clear 90/10 split (legacy accounts had 100% of the first $20k), with an optional ANYTIME Payout add-on. Risk is straightforward—2.5% daily loss and a trailing drawdown that locks to start balance +$100 after threshold/payout. You’ll trade listed futures across indices, energy, metals, ags, FX (plus MBT) on Project X (web) or Quantower (native), and there’s a path to Pre-Live/Live where consistency rules drop and daily/unlimited withdrawals open up. No scaling hurdles: full contract limits are available from day one.
Mind the fine print: $149 to convert Elite Challenge → Sim Funded, standard sim payouts only every 10 active trading days unless you buy ANYTIME. No overnights (flatten ~4:10 PM ET), EAs/bots are prohibited, payouts are bank transfer via Plane (no crypto/PayPal), and single-day profits are capped for consistency (≈25% Elite, 20% Instant) before payout. Verdict: a strong fit for disciplined intraday, manual futures traders who want fast routes to live and simple rules; not ideal for swing or automated strategies.
