Blue Guardian is a simulation-based prop firm that offers Instant Funding as well as 1-Step, 2-Step, and 3-Step challenge paths. It emphasizes fast access to capital and a payout-speed guarantee. Among its key selling points: “instant payouts,” profit splits up to 80% on Instant plans and up to 90% on challenge models, and a 24-hour payout processing guarantee. Their Instant tiers begin around a $5,000 account under the “Instant Funding Starter” model.
- Supports multiple platforms, including its own MT5 server plus Match-Trader and TradeLocker (works with EAs, mobile, web).
- Instant Funding option (no evaluation) coexists with 1-Step, 2-Step, and 3-Step challenge tracks.
- 24-hour payout processing guarantee; payouts via RiseWorks to bank or crypto.
- Default bi-weekly payouts; option for a 7-day add-on. Futures division offers on-demand withdrawals after day 7.
- No time limits on challenge phases; daily loss and max loss rules are published.
- High profit splits (up to 90%) with scaling routes to larger capital.
- Futures track available, with EOD drawdown and use of the ProjectX stack.
- Transparent terms & conditions (simulated trading, stated leverage, disclosed rules).
- Strict risk caps (daily loss ~3-4%, max loss ~6-10%) can be tight for aggressive strategies.
- “Guardian Shield” breach rules may reduce profit split or terminate account upon key triggers.
- Payout cadence promotion sometimes conflicts (bi-weekly vs “instant” / 24-hr promise).
- Activation fee ambiguity: some Futures “Guardian” accounts reportedly require a $149 activation.
- MT5 services are labeled as “not intended for” U.S. persons – regional restrictions apply.
- The Trustpilot page is currently unavailable, which may raise concerns about reviewer transparency.
Overview & Key Takeaways
Blue Guardian presents a flexible and rules-centric offering. Its platform capabilities include MT5, Match-Trader, and TradeLocker. Traders can opt for Instant (no evaluation) paths or traditional challenge models. Payouts are processed in 24 hours via RiseWorks to bank or crypto, with fallback bi-weekly schedules and add-on options. The Futures segment supports on-demand payouts after a short holding period. Challenge phases are free of time limits, and risk rules are disclosed. Profit splits reach up to 90%, with scaling paths available.

That said, it has trade-offs. It enforces tight risk constraints (daily ~3-4%, total ~6-10%). Guardian Shield penalties may punish sharp equity moves. Messaging about payout frequency is inconsistent. Some Futures models may require activation fees. The MT5 service may exclude U.S. traders. The lack of a Trustpilot rating is a reputational red flag. Overall, this structure favors disciplined, rule-oriented traders who will double-check everything-especially payout terms, fee structure, and regional eligibility.
Rules, Payouts & Platforms
Blue Guardian operates under a variety of challenge models – from 1-Step to 3-Step – in addition to its Instant Funding route. It publishes daily drawdown limits (around 3-4%) and maximum total drawdowns (often 6-10%). The “Guardian Shield” is an automated safety mechanism that can breach accounts if floating losses hit a certain threshold.
On the payout side, Instant accounts are processed rapidly (24 hours), while traditional accounts default to bi-weekly withdrawals, with an option for a 7-day add-on. In the Futures track, on-demand withdrawals become available after a 7-day holding period. The profit split structure is generous – 80% in Instant tiers, up to 90% in challenge modes – with scaling opportunities for high-performing traders.
Platform support is broad. Blue Guardian supports MetaTrader 5 (MT5) for flexibility and expert advisor use, plus Match-Trader and TradeLocker for web/mobile flexibility. Its Futures arm uses the ProjectX stack in some tracks, allowing access to futures markets with EOD drawdown enforcement.
Who Should Use Blue Guardian?
Blue Guardian is especially suited for disciplined traders who prioritize speed, rule clarity, and payout flexibility. If you run strategies that avoid whipsawed equity, stay within tight risk bounds, and prefer immediate capital access, it can be a strong fit.
However, if you rely on looser drawdown margins, aggressive scaling, or high-leverage tactics, be cautious. Always double-check activation fees, payout methodology, and jurisdictional availability (especially for U.S. traders) before committing.